Mortgage Calculator PITI

Phoenix, AZ Mortgage Calculator

Calculate your estimated mortgage payment for a home in Phoenix, AZ. Pre-filled with Phoenix's average home price of $410,000, local property tax rate of 0.61%, and typical insurance costs.

$410,000
Avg. Home Price
0.61%
Property Tax Rate
$1,800
Avg. Annual Insurance
-
Est. Monthly Payment (PITI)
$
$
%
Years
$
$
%
Calculate
Reset
$2,431.60
? Monthly payment PITI with taxes & insurance included
$1,215.80
? Bi-weekly payment PITI if paid every other week
March 2056
? The date of the last payment
December 2052
? The date of the last bi-weekly payment
$418,345.92
? Total interest paid
$333,623.55
? Total interest paid if bi-weekly payments made
$208.42
? Monthly property tax paid (included in above PITI payment)
$150
? Monthly Home Insurance paid (included in above PITI payment)

PaymentInterestPrincipalBalance
April 2026$1,777$297$327,703
May 2026$1,775$298$327,405
June 2026$1,773$300$327,106
July 2026$1,772$301$326,804
August 2026$1,770$303$326,501
September 2026$1,769$305$326,197
October 2026$1,767$306$325,890
November 2026$1,765$308$325,582
December 2026$1,764$310$325,273
2026$17,693$3,038$324,962
January 2027$1,762$311$324,962
February 2027$1,760$313$324,649
March 2027$1,759$315$324,334
April 2027$1,757$316$324,017
May 2027$1,755$318$323,699
June 2027$1,753$320$323,380
July 2027$1,752$322$323,058
August 2027$1,750$323$322,735
September 2027$1,748$325$322,410
October 2027$1,746$327$322,083
November 2027$1,745$329$321,754
December 2027$1,743$330$321,424
2027$21,009$3,870$321,092
January 2028$1,741$332$321,092
February 2028$1,739$334$320,758
March 2028$1,737$336$320,422
April 2028$1,736$338$320,085
May 2028$1,734$339$319,745
June 2028$1,732$341$319,404
July 2028$1,730$343$319,061
August 2028$1,728$345$318,716
September 2028$1,726$347$318,369
October 2028$1,724$349$318,021
November 2028$1,723$351$317,670
December 2028$1,721$352$317,317
2028$20,749$4,129$316,963
January 2029$1,719$354$316,963
February 2029$1,717$356$316,607
March 2029$1,715$358$316,249
April 2029$1,713$360$315,888
May 2029$1,711$362$315,526
June 2029$1,709$364$315,162
July 2029$1,707$366$314,796
August 2029$1,705$368$314,428
September 2029$1,703$370$314,058
October 2029$1,701$372$313,686
November 2029$1,699$374$313,312
December 2029$1,697$376$312,936
2029$20,473$4,405$312,558
January 2030$1,695$378$312,558
February 2030$1,693$380$312,178
March 2030$1,691$382$311,795
April 2030$1,689$384$311,411
May 2030$1,687$386$311,025
June 2030$1,685$388$310,636
July 2030$1,683$391$310,246
August 2030$1,680$393$309,853
September 2030$1,678$395$309,458
October 2030$1,676$397$309,061
November 2030$1,674$399$308,662
December 2030$1,672$401$308,261
2030$20,178$4,700$307,857
January 2031$1,670$403$307,857
February 2031$1,668$406$307,452
March 2031$1,665$408$307,044
April 2031$1,663$410$306,634
May 2031$1,661$412$306,222
June 2031$1,659$414$305,807
July 2031$1,656$417$305,391
August 2031$1,654$419$304,972
September 2031$1,652$421$304,550
October 2031$1,650$424$304,127
November 2031$1,647$426$303,701
December 2031$1,645$428$303,273
2031$19,863$5,015$302,842
January 2032$1,643$430$302,842
February 2032$1,640$433$302,410
March 2032$1,638$435$301,974
April 2032$1,636$437$301,537
May 2032$1,633$440$301,097
June 2032$1,631$442$300,655
July 2032$1,629$445$300,210
August 2032$1,626$447$299,763
September 2032$1,624$449$299,314
October 2032$1,621$452$298,862
November 2032$1,619$454$298,407
December 2032$1,616$457$297,951
2032$19,527$5,351$297,491
January 2033$1,614$459$297,491
February 2033$1,611$462$297,030
March 2033$1,609$464$296,565
April 2033$1,606$467$296,098
May 2033$1,604$469$295,629
June 2033$1,601$472$295,157
July 2033$1,599$474$294,683
August 2033$1,596$477$294,206
September 2033$1,594$480$293,726
October 2033$1,591$482$293,244
November 2033$1,588$485$292,759
December 2033$1,586$487$292,272
2033$19,169$5,709$291,782
January 2034$1,583$490$291,782
February 2034$1,580$493$291,289
March 2034$1,578$495$290,794
April 2034$1,575$498$290,296
May 2034$1,572$501$289,795
June 2034$1,570$503$289,292
July 2034$1,567$506$288,785
August 2034$1,564$509$288,277
September 2034$1,561$512$287,765
October 2034$1,559$514$287,250
November 2034$1,556$517$286,733
December 2034$1,553$520$286,213
2034$18,786$6,092$285,690
January 2035$1,550$523$285,690
February 2035$1,547$526$285,165
March 2035$1,545$529$284,636
April 2035$1,542$531$284,105
May 2035$1,539$534$283,570
June 2035$1,536$537$283,033
July 2035$1,533$540$282,493
August 2035$1,530$543$281,950
September 2035$1,527$546$281,404
October 2035$1,524$549$280,855
November 2035$1,521$552$280,303
December 2035$1,518$555$279,748
2035$18,378$6,500$279,191
January 2036$1,515$558$279,191
February 2036$1,512$561$278,630
March 2036$1,509$564$278,066
April 2036$1,506$567$277,499
May 2036$1,503$570$276,929
June 2036$1,500$573$276,355
July 2036$1,497$576$275,779
August 2036$1,494$579$275,200
September 2036$1,491$583$274,617
October 2036$1,488$586$274,032
November 2036$1,484$589$273,443
December 2036$1,481$592$272,851
2036$17,943$6,935$272,256
January 2037$1,478$595$272,256
February 2037$1,475$598$271,657
March 2037$1,471$602$271,055
April 2037$1,468$605$270,450
May 2037$1,465$608$269,842
June 2037$1,462$612$269,231
July 2037$1,458$615$268,616
August 2037$1,455$618$267,998
September 2037$1,452$622$267,376
October 2037$1,448$625$266,751
November 2037$1,445$628$266,123
December 2037$1,441$632$265,491
2037$17,479$7,399$264,856
January 2038$1,438$635$264,856
February 2038$1,435$639$264,218
March 2038$1,431$642$263,576
April 2038$1,428$645$262,930
May 2038$1,424$649$262,281
June 2038$1,421$652$261,629
July 2038$1,417$656$260,973
August 2038$1,414$660$260,313
September 2038$1,410$663$259,650
October 2038$1,406$667$258,983
November 2038$1,403$670$258,313
December 2038$1,399$674$257,639
2038$16,983$7,895$256,961
January 2039$1,396$678$256,961
February 2039$1,392$681$256,280
March 2039$1,388$685$255,595
April 2039$1,384$689$254,906
May 2039$1,381$692$254,214
June 2039$1,377$696$253,517
July 2039$1,373$700$252,817
August 2039$1,369$704$252,114
September 2039$1,366$708$251,406
October 2039$1,362$711$250,695
November 2039$1,358$715$249,979
December 2039$1,354$719$249,260
2039$16,454$8,424$248,537
January 2040$1,350$723$248,537
February 2040$1,346$727$247,810
March 2040$1,342$731$247,080
April 2040$1,338$735$246,345
May 2040$1,334$739$245,606
June 2040$1,330$743$244,863
July 2040$1,326$747$244,116
August 2040$1,322$751$243,365
September 2040$1,318$755$242,610
October 2040$1,314$759$241,851
November 2040$1,310$763$241,088
December 2040$1,306$767$240,321
2040$15,890$8,988$239,549
January 2041$1,302$771$239,549
February 2041$1,298$776$238,774
March 2041$1,293$780$237,994
April 2041$1,289$784$237,210
May 2041$1,285$788$236,422
June 2041$1,281$793$235,629
July 2041$1,276$797$234,832
August 2041$1,272$801$234,031
September 2041$1,268$806$233,226
October 2041$1,263$810$232,416
November 2041$1,259$814$231,601
December 2041$1,255$819$230,783
2041$15,288$9,590$229,960
January 2042$1,250$823$229,960
February 2042$1,246$828$229,132
March 2042$1,241$832$228,300
April 2042$1,237$837$227,463
May 2042$1,232$841$226,622
June 2042$1,228$846$225,777
July 2042$1,223$850$224,926
August 2042$1,218$855$224,072
September 2042$1,214$859$223,212
October 2042$1,209$864$222,348
November 2042$1,204$869$221,479
December 2042$1,200$874$220,606
2042$14,646$10,232$219,728
January 2043$1,195$878$219,728
February 2043$1,190$883$218,845
March 2043$1,185$888$217,957
April 2043$1,181$893$217,064
May 2043$1,176$897$216,167
June 2043$1,171$902$215,264
July 2043$1,166$907$214,357
August 2043$1,161$912$213,445
September 2043$1,156$917$212,528
October 2043$1,151$922$211,606
November 2043$1,146$927$210,679
December 2043$1,141$932$209,747
2043$13,961$10,917$208,810
January 2044$1,136$937$208,810
February 2044$1,131$942$207,868
March 2044$1,126$947$206,921
April 2044$1,121$952$205,968
May 2044$1,116$958$205,011
June 2044$1,110$963$204,048
July 2044$1,105$968$203,080
August 2044$1,100$973$202,107
September 2044$1,095$978$201,129
October 2044$1,089$984$200,145
November 2044$1,084$989$199,156
December 2044$1,079$994$198,161
2044$13,230$11,649$197,162
January 2045$1,073$1,000$197,162
February 2045$1,068$1,005$196,156
March 2045$1,063$1,011$195,146
April 2045$1,057$1,016$194,130
May 2045$1,052$1,022$193,108
June 2045$1,046$1,027$192,081
July 2045$1,040$1,033$191,048
August 2045$1,035$1,038$190,010
September 2045$1,029$1,044$188,966
October 2045$1,024$1,050$187,916
November 2045$1,018$1,055$186,861
December 2045$1,012$1,061$185,800
2045$12,450$12,429$184,733
January 2046$1,006$1,067$184,733
February 2046$1,001$1,073$183,660
March 2046$995$1,078$182,582
April 2046$989$1,084$181,498
May 2046$983$1,090$180,408
June 2046$977$1,096$179,312
July 2046$971$1,102$178,210
August 2046$965$1,108$177,102
September 2046$959$1,114$175,988
October 2046$953$1,120$174,868
November 2046$947$1,126$173,742
December 2046$941$1,132$172,610
2046$11,617$13,261$171,472
January 2047$935$1,138$171,472
February 2047$929$1,144$170,328
March 2047$923$1,151$169,177
April 2047$916$1,157$168,020
May 2047$910$1,163$166,857
June 2047$904$1,169$165,688
July 2047$897$1,176$164,512
August 2047$891$1,182$163,330
September 2047$885$1,188$162,142
October 2047$878$1,195$160,947
November 2047$872$1,201$159,745
December 2047$865$1,208$158,537
2047$10,729$14,149$157,323
January 2048$859$1,214$157,323
February 2048$852$1,221$156,102
March 2048$846$1,228$154,874
April 2048$839$1,234$153,640
May 2048$832$1,241$152,399
June 2048$825$1,248$151,151
July 2048$819$1,254$149,897
August 2048$812$1,261$148,636
September 2048$805$1,268$147,368
October 2048$798$1,275$146,093
November 2048$791$1,282$144,811
December 2048$784$1,289$143,522
2048$9,781$15,097$142,226
January 2049$777$1,296$142,226
February 2049$770$1,303$140,923
March 2049$763$1,310$139,614
April 2049$756$1,317$138,297
May 2049$749$1,324$136,973
June 2049$742$1,331$135,641
July 2049$735$1,338$134,303
August 2049$727$1,346$132,957
September 2049$720$1,353$131,604
October 2049$713$1,360$130,244
November 2049$705$1,368$128,876
December 2049$698$1,375$127,501
2049$8,770$16,108$126,118
January 2050$691$1,383$126,118
February 2050$683$1,390$124,728
March 2050$676$1,398$123,331
April 2050$668$1,405$121,926
May 2050$660$1,413$120,513
June 2050$653$1,420$119,093
July 2050$645$1,428$117,664
August 2050$637$1,436$116,229
September 2050$630$1,444$114,785
October 2050$622$1,451$113,334
November 2050$614$1,459$111,874
December 2050$606$1,467$110,407
2050$7,692$17,187$108,932
January 2051$598$1,475$108,932
February 2051$590$1,483$107,449
March 2051$582$1,491$105,958
April 2051$574$1,499$104,458
May 2051$566$1,507$102,951
June 2051$558$1,516$101,436
July 2051$549$1,524$99,912
August 2051$541$1,532$98,380
September 2051$533$1,540$96,839
October 2051$525$1,549$95,291
November 2051$516$1,557$93,734
December 2051$508$1,565$92,168
2051$6,541$18,338$90,594
January 2052$499$1,574$90,594
February 2052$491$1,582$89,012
March 2052$482$1,591$87,421
April 2052$474$1,600$85,821
May 2052$465$1,608$84,213
June 2052$456$1,617$82,596
July 2052$447$1,626$80,970
August 2052$439$1,635$79,336
September 2052$430$1,643$77,692
October 2052$421$1,652$76,040
November 2052$412$1,661$74,378
December 2052$403$1,670$72,708
2052$5,313$19,566$71,029
January 2053$394$1,679$71,029
February 2053$385$1,688$69,340
March 2053$376$1,698$67,643
April 2053$366$1,707$65,936
May 2053$357$1,716$64,220
June 2053$348$1,725$62,495
July 2053$339$1,735$60,760
August 2053$329$1,744$59,016
September 2053$320$1,754$57,262
October 2053$310$1,763$55,499
November 2053$301$1,773$53,727
December 2053$291$1,782$51,945
2053$4,002$20,876$50,153
January 2054$281$1,792$50,153
February 2054$272$1,802$48,351
March 2054$262$1,811$46,540
April 2054$252$1,821$44,719
May 2054$242$1,831$42,888
June 2054$232$1,841$41,047
July 2054$222$1,851$39,196
August 2054$212$1,861$37,335
September 2054$202$1,871$35,464
October 2054$192$1,881$33,583
November 2054$182$1,891$31,692
December 2054$172$1,902$29,791
2054$2,604$22,274$27,879
January 2055$161$1,912$27,879
February 2055$151$1,922$25,957
March 2055$141$1,933$24,024
April 2055$130$1,943$22,081
May 2055$120$1,954$20,127
June 2055$109$1,964$18,163
July 2055$98$1,975$16,188
August 2055$88$1,985$14,203
September 2055$77$1,996$12,207
October 2055$66$2,007$10,200
November 2055$55$2,018$8,182
December 2055$44$2,029$6,153
2055$1,112$23,766$4,113
January 2056$33$2,040$4,113
February 2056$22$2,051$2,062
March 2056$11$2,062$0
2056$33$4,113$0

Phoenix, AZ Mortgage Overview

The average home in Phoenix costs around $410,000. With a 20% down payment of $82,000, you would need a loan of $328,000.

Phoenix homeowners pay a property tax rate of approximately 0.61%, which translates to about $2,501 per year on the average home. Annual homeowners insurance in Phoenix averages around $1,800.

What Affects Your Phoenix Mortgage Payment?

Your monthly PITI payment in Phoenix includes four components:

Tips for Phoenix Home Buyers

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Mortgage Calculator PITI

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