Savannah, GA Mortgage Calculator
Calculate your estimated mortgage payment for a home in Savannah, GA. Pre-filled with Savannah's average home price of $310,000, local property tax rate of 0.95%, and typical insurance costs.
$310,000
Avg. Home Price
0.95%
Property Tax Rate
$2,500
Avg. Annual Insurance
-
Est. Monthly Payment (PITI)
$2,021.28
? Monthly payment PITI with taxes & insurance included
$1,010.64
? Bi-weekly payment PITI if paid every other week
March 2056
? The date of the last payment
December 2052
? The date of the last bi-weekly payment
$316,310.33
? Total interest paid
$252,251.95
? Total interest paid if bi-weekly payments made
$245.42
? Monthly property tax paid (included in above PITI payment)
$208.33
? Monthly Home Insurance paid (included in above PITI payment)
| Payment | Interest | Principal | Balance |
|---|
| April 2026 | $1,343 | $224 | $247,776 |
| May 2026 | $1,342 | $225 | $247,550 |
| June 2026 | $1,341 | $227 | $247,324 |
| July 2026 | $1,340 | $228 | $247,096 |
| August 2026 | $1,338 | $229 | $246,867 |
| September 2026 | $1,337 | $230 | $246,636 |
| October 2026 | $1,336 | $232 | $246,405 |
| November 2026 | $1,335 | $233 | $246,172 |
| December 2026 | $1,333 | $234 | $245,938 |
| 2026 | $13,378 | $2,297 | $245,703 |
| January 2027 | $1,332 | $235 | $245,703 |
| February 2027 | $1,331 | $237 | $245,466 |
| March 2027 | $1,330 | $238 | $245,228 |
| April 2027 | $1,328 | $239 | $244,989 |
| May 2027 | $1,327 | $241 | $244,748 |
| June 2027 | $1,326 | $242 | $244,507 |
| July 2027 | $1,324 | $243 | $244,263 |
| August 2027 | $1,323 | $244 | $244,019 |
| September 2027 | $1,322 | $246 | $243,773 |
| October 2027 | $1,320 | $247 | $243,526 |
| November 2027 | $1,319 | $248 | $243,278 |
| December 2027 | $1,318 | $250 | $243,028 |
| 2027 | $15,885 | $2,926 | $242,777 |
| January 2028 | $1,316 | $251 | $242,777 |
| February 2028 | $1,315 | $252 | $242,524 |
| March 2028 | $1,314 | $254 | $242,270 |
| April 2028 | $1,312 | $255 | $242,015 |
| May 2028 | $1,311 | $257 | $241,759 |
| June 2028 | $1,310 | $258 | $241,501 |
| July 2028 | $1,308 | $259 | $241,241 |
| August 2028 | $1,307 | $261 | $240,980 |
| September 2028 | $1,305 | $262 | $240,718 |
| October 2028 | $1,304 | $264 | $240,455 |
| November 2028 | $1,302 | $265 | $240,189 |
| December 2028 | $1,301 | $267 | $239,923 |
| 2028 | $15,689 | $3,122 | $239,655 |
| January 2029 | $1,300 | $268 | $239,655 |
| February 2029 | $1,298 | $269 | $239,386 |
| March 2029 | $1,297 | $271 | $239,115 |
| April 2029 | $1,295 | $272 | $238,842 |
| May 2029 | $1,294 | $274 | $238,569 |
| June 2029 | $1,292 | $275 | $238,293 |
| July 2029 | $1,291 | $277 | $238,017 |
| August 2029 | $1,289 | $278 | $237,738 |
| September 2029 | $1,288 | $280 | $237,459 |
| October 2029 | $1,286 | $281 | $237,177 |
| November 2029 | $1,285 | $283 | $236,894 |
| December 2029 | $1,283 | $284 | $236,610 |
| 2029 | $15,480 | $3,331 | $236,324 |
| January 2030 | $1,282 | $286 | $236,324 |
| February 2030 | $1,280 | $287 | $236,037 |
| March 2030 | $1,279 | $289 | $235,748 |
| April 2030 | $1,277 | $291 | $235,457 |
| May 2030 | $1,275 | $292 | $235,165 |
| June 2030 | $1,274 | $294 | $234,871 |
| July 2030 | $1,272 | $295 | $234,576 |
| August 2030 | $1,271 | $297 | $234,279 |
| September 2030 | $1,269 | $299 | $233,981 |
| October 2030 | $1,267 | $300 | $233,680 |
| November 2030 | $1,266 | $302 | $233,379 |
| December 2030 | $1,264 | $303 | $233,075 |
| 2030 | $15,256 | $3,554 | $232,770 |
| January 2031 | $1,262 | $305 | $232,770 |
| February 2031 | $1,261 | $307 | $232,464 |
| March 2031 | $1,259 | $308 | $232,155 |
| April 2031 | $1,258 | $310 | $231,845 |
| May 2031 | $1,256 | $312 | $231,534 |
| June 2031 | $1,254 | $313 | $231,220 |
| July 2031 | $1,252 | $315 | $230,905 |
| August 2031 | $1,251 | $317 | $230,588 |
| September 2031 | $1,249 | $319 | $230,270 |
| October 2031 | $1,247 | $320 | $229,949 |
| November 2031 | $1,246 | $322 | $229,628 |
| December 2031 | $1,244 | $324 | $229,304 |
| 2031 | $15,018 | $3,792 | $228,978 |
| January 2032 | $1,242 | $325 | $228,978 |
| February 2032 | $1,240 | $327 | $228,651 |
| March 2032 | $1,239 | $329 | $228,322 |
| April 2032 | $1,237 | $331 | $227,991 |
| May 2032 | $1,235 | $333 | $227,659 |
| June 2032 | $1,233 | $334 | $227,324 |
| July 2032 | $1,231 | $336 | $226,988 |
| August 2032 | $1,230 | $338 | $226,650 |
| September 2032 | $1,228 | $340 | $226,310 |
| October 2032 | $1,226 | $342 | $225,969 |
| November 2032 | $1,224 | $344 | $225,625 |
| December 2032 | $1,222 | $345 | $225,280 |
| 2032 | $14,764 | $4,046 | $224,932 |
| January 2033 | $1,220 | $347 | $224,932 |
| February 2033 | $1,218 | $349 | $224,583 |
| March 2033 | $1,216 | $351 | $224,232 |
| April 2033 | $1,215 | $353 | $223,879 |
| May 2033 | $1,213 | $355 | $223,525 |
| June 2033 | $1,211 | $357 | $223,168 |
| July 2033 | $1,209 | $359 | $222,809 |
| August 2033 | $1,207 | $361 | $222,448 |
| September 2033 | $1,205 | $363 | $222,086 |
| October 2033 | $1,203 | $365 | $221,721 |
| November 2033 | $1,201 | $367 | $221,355 |
| December 2033 | $1,199 | $369 | $220,986 |
| 2033 | $14,494 | $4,317 | $220,616 |
| January 2034 | $1,197 | $371 | $220,616 |
| February 2034 | $1,195 | $373 | $220,243 |
| March 2034 | $1,193 | $375 | $219,869 |
| April 2034 | $1,191 | $377 | $219,492 |
| May 2034 | $1,189 | $379 | $219,113 |
| June 2034 | $1,187 | $381 | $218,733 |
| July 2034 | $1,185 | $383 | $218,350 |
| August 2034 | $1,183 | $385 | $217,965 |
| September 2034 | $1,181 | $387 | $217,578 |
| October 2034 | $1,179 | $389 | $217,189 |
| November 2034 | $1,176 | $391 | $216,798 |
| December 2034 | $1,174 | $393 | $216,405 |
| 2034 | $14,204 | $4,606 | $216,010 |
| January 2035 | $1,172 | $395 | $216,010 |
| February 2035 | $1,170 | $397 | $215,612 |
| March 2035 | $1,168 | $400 | $215,213 |
| April 2035 | $1,166 | $402 | $214,811 |
| May 2035 | $1,164 | $404 | $214,407 |
| June 2035 | $1,161 | $406 | $214,001 |
| July 2035 | $1,159 | $408 | $213,592 |
| August 2035 | $1,157 | $411 | $213,182 |
| September 2035 | $1,155 | $413 | $212,769 |
| October 2035 | $1,152 | $415 | $212,354 |
| November 2035 | $1,150 | $417 | $211,937 |
| December 2035 | $1,148 | $420 | $211,517 |
| 2035 | $13,896 | $4,914 | $211,095 |
| January 2036 | $1,146 | $422 | $211,095 |
| February 2036 | $1,143 | $424 | $210,671 |
| March 2036 | $1,141 | $426 | $210,245 |
| April 2036 | $1,139 | $429 | $209,816 |
| May 2036 | $1,137 | $431 | $209,385 |
| June 2036 | $1,134 | $433 | $208,952 |
| July 2036 | $1,132 | $436 | $208,516 |
| August 2036 | $1,129 | $438 | $208,078 |
| September 2036 | $1,127 | $440 | $207,637 |
| October 2036 | $1,125 | $443 | $207,195 |
| November 2036 | $1,122 | $445 | $206,749 |
| December 2036 | $1,120 | $448 | $206,302 |
| 2036 | $13,567 | $5,244 | $205,852 |
| January 2037 | $1,117 | $450 | $205,852 |
| February 2037 | $1,115 | $452 | $205,399 |
| March 2037 | $1,113 | $455 | $204,944 |
| April 2037 | $1,110 | $457 | $204,487 |
| May 2037 | $1,108 | $460 | $204,027 |
| June 2037 | $1,105 | $462 | $203,565 |
| July 2037 | $1,103 | $465 | $203,100 |
| August 2037 | $1,100 | $467 | $202,632 |
| September 2037 | $1,098 | $470 | $202,162 |
| October 2037 | $1,095 | $472 | $201,690 |
| November 2037 | $1,092 | $475 | $201,215 |
| December 2037 | $1,090 | $478 | $200,737 |
| 2037 | $13,216 | $5,595 | $200,257 |
| January 2038 | $1,087 | $480 | $200,257 |
| February 2038 | $1,085 | $483 | $199,774 |
| March 2038 | $1,082 | $485 | $199,289 |
| April 2038 | $1,079 | $488 | $198,801 |
| May 2038 | $1,077 | $491 | $198,310 |
| June 2038 | $1,074 | $493 | $197,817 |
| July 2038 | $1,072 | $496 | $197,321 |
| August 2038 | $1,069 | $499 | $196,822 |
| September 2038 | $1,066 | $501 | $196,321 |
| October 2038 | $1,063 | $504 | $195,816 |
| November 2038 | $1,061 | $507 | $195,310 |
| December 2038 | $1,058 | $510 | $194,800 |
| 2038 | $12,841 | $5,969 | $194,288 |
| January 2039 | $1,055 | $512 | $194,288 |
| February 2039 | $1,052 | $515 | $193,773 |
| March 2039 | $1,050 | $518 | $193,255 |
| April 2039 | $1,047 | $521 | $192,734 |
| May 2039 | $1,044 | $524 | $192,210 |
| June 2039 | $1,041 | $526 | $191,684 |
| July 2039 | $1,038 | $529 | $191,155 |
| August 2039 | $1,035 | $532 | $190,623 |
| September 2039 | $1,033 | $535 | $190,088 |
| October 2039 | $1,030 | $538 | $189,550 |
| November 2039 | $1,027 | $541 | $189,009 |
| December 2039 | $1,024 | $544 | $188,465 |
| 2039 | $12,441 | $6,369 | $187,918 |
| January 2040 | $1,021 | $547 | $187,918 |
| February 2040 | $1,018 | $550 | $187,369 |
| March 2040 | $1,015 | $553 | $186,816 |
| April 2040 | $1,012 | $556 | $186,261 |
| May 2040 | $1,009 | $559 | $185,702 |
| June 2040 | $1,006 | $562 | $185,140 |
| July 2040 | $1,003 | $565 | $184,576 |
| August 2040 | $1,000 | $568 | $184,008 |
| September 2040 | $997 | $571 | $183,437 |
| October 2040 | $994 | $574 | $182,863 |
| November 2040 | $991 | $577 | $182,286 |
| December 2040 | $987 | $580 | $181,706 |
| 2040 | $12,015 | $6,796 | $181,123 |
| January 2041 | $984 | $583 | $181,123 |
| February 2041 | $981 | $586 | $180,536 |
| March 2041 | $978 | $590 | $179,947 |
| April 2041 | $975 | $593 | $179,354 |
| May 2041 | $972 | $596 | $178,758 |
| June 2041 | $968 | $599 | $178,159 |
| July 2041 | $965 | $603 | $177,556 |
| August 2041 | $962 | $606 | $176,950 |
| September 2041 | $958 | $609 | $176,341 |
| October 2041 | $955 | $612 | $175,729 |
| November 2041 | $952 | $616 | $175,113 |
| December 2041 | $949 | $619 | $174,494 |
| 2041 | $11,559 | $7,251 | $173,872 |
| January 2042 | $945 | $622 | $173,872 |
| February 2042 | $942 | $626 | $173,246 |
| March 2042 | $938 | $629 | $172,617 |
| April 2042 | $935 | $633 | $171,985 |
| May 2042 | $932 | $636 | $171,349 |
| June 2042 | $928 | $639 | $170,709 |
| July 2042 | $925 | $643 | $170,066 |
| August 2042 | $921 | $646 | $169,420 |
| September 2042 | $918 | $650 | $168,770 |
| October 2042 | $914 | $653 | $168,117 |
| November 2042 | $911 | $657 | $167,460 |
| December 2042 | $907 | $660 | $166,799 |
| 2042 | $11,074 | $7,736 | $166,135 |
| January 2043 | $903 | $664 | $166,135 |
| February 2043 | $900 | $668 | $165,468 |
| March 2043 | $896 | $671 | $164,797 |
| April 2043 | $893 | $675 | $164,122 |
| May 2043 | $889 | $679 | $163,443 |
| June 2043 | $885 | $682 | $162,761 |
| July 2043 | $882 | $686 | $162,075 |
| August 2043 | $878 | $690 | $161,385 |
| September 2043 | $874 | $693 | $160,692 |
| October 2043 | $870 | $697 | $159,995 |
| November 2043 | $867 | $701 | $159,294 |
| December 2043 | $863 | $705 | $158,589 |
| 2043 | $10,556 | $8,255 | $157,881 |
| January 2044 | $859 | $709 | $157,881 |
| February 2044 | $855 | $712 | $157,169 |
| March 2044 | $851 | $716 | $156,452 |
| April 2044 | $847 | $720 | $155,732 |
| May 2044 | $844 | $724 | $155,008 |
| June 2044 | $840 | $728 | $154,280 |
| July 2044 | $836 | $732 | $153,549 |
| August 2044 | $832 | $736 | $152,813 |
| September 2044 | $828 | $740 | $152,073 |
| October 2044 | $824 | $744 | $151,329 |
| November 2044 | $820 | $748 | $150,581 |
| December 2044 | $816 | $752 | $149,829 |
| 2044 | $10,003 | $8,807 | $149,073 |
| January 2045 | $812 | $756 | $149,073 |
| February 2045 | $807 | $760 | $148,313 |
| March 2045 | $803 | $764 | $147,549 |
| April 2045 | $799 | $768 | $146,781 |
| May 2045 | $795 | $772 | $146,008 |
| June 2045 | $791 | $777 | $145,232 |
| July 2045 | $787 | $781 | $144,451 |
| August 2045 | $782 | $785 | $143,666 |
| September 2045 | $778 | $789 | $142,877 |
| October 2045 | $774 | $794 | $142,083 |
| November 2045 | $770 | $798 | $141,285 |
| December 2045 | $765 | $802 | $140,483 |
| 2045 | $9,413 | $9,397 | $139,676 |
| January 2046 | $761 | $807 | $139,676 |
| February 2046 | $757 | $811 | $138,865 |
| March 2046 | $752 | $815 | $138,050 |
| April 2046 | $748 | $820 | $137,230 |
| May 2046 | $743 | $824 | $136,406 |
| June 2046 | $739 | $829 | $135,577 |
| July 2046 | $734 | $833 | $134,744 |
| August 2046 | $730 | $838 | $133,906 |
| September 2046 | $725 | $842 | $133,064 |
| October 2046 | $721 | $847 | $132,217 |
| November 2046 | $716 | $851 | $131,366 |
| December 2046 | $712 | $856 | $130,510 |
| 2046 | $8,784 | $10,027 | $129,650 |
| January 2047 | $707 | $861 | $129,650 |
| February 2047 | $702 | $865 | $128,784 |
| March 2047 | $698 | $870 | $127,914 |
| April 2047 | $693 | $875 | $127,040 |
| May 2047 | $688 | $879 | $126,160 |
| June 2047 | $683 | $884 | $125,276 |
| July 2047 | $679 | $889 | $124,387 |
| August 2047 | $674 | $894 | $123,493 |
| September 2047 | $669 | $899 | $122,595 |
| October 2047 | $664 | $903 | $121,691 |
| November 2047 | $659 | $908 | $120,783 |
| December 2047 | $654 | $913 | $119,870 |
| 2047 | $8,112 | $10,698 | $118,951 |
| January 2048 | $649 | $918 | $118,951 |
| February 2048 | $644 | $923 | $118,028 |
| March 2048 | $639 | $928 | $117,100 |
| April 2048 | $634 | $933 | $116,167 |
| May 2048 | $629 | $938 | $115,229 |
| June 2048 | $624 | $943 | $114,285 |
| July 2048 | $619 | $948 | $113,337 |
| August 2048 | $614 | $954 | $112,383 |
| September 2048 | $609 | $959 | $111,424 |
| October 2048 | $604 | $964 | $110,460 |
| November 2048 | $598 | $969 | $109,491 |
| December 2048 | $593 | $974 | $108,517 |
| 2048 | $7,396 | $11,415 | $107,537 |
| January 2049 | $588 | $980 | $107,537 |
| February 2049 | $582 | $985 | $106,552 |
| March 2049 | $577 | $990 | $105,561 |
| April 2049 | $572 | $996 | $104,566 |
| May 2049 | $566 | $1,001 | $103,565 |
| June 2049 | $561 | $1,007 | $102,558 |
| July 2049 | $556 | $1,012 | $101,546 |
| August 2049 | $550 | $1,017 | $100,529 |
| September 2049 | $545 | $1,023 | $99,506 |
| October 2049 | $539 | $1,029 | $98,477 |
| November 2049 | $533 | $1,034 | $97,443 |
| December 2049 | $528 | $1,040 | $96,403 |
| 2049 | $6,631 | $12,179 | $95,358 |
| January 2050 | $522 | $1,045 | $95,358 |
| February 2050 | $517 | $1,051 | $94,307 |
| March 2050 | $511 | $1,057 | $93,250 |
| April 2050 | $505 | $1,062 | $92,188 |
| May 2050 | $499 | $1,068 | $91,120 |
| June 2050 | $494 | $1,074 | $90,046 |
| July 2050 | $488 | $1,080 | $88,966 |
| August 2050 | $482 | $1,086 | $87,880 |
| September 2050 | $476 | $1,092 | $86,789 |
| October 2050 | $470 | $1,097 | $85,691 |
| November 2050 | $464 | $1,103 | $84,588 |
| December 2050 | $458 | $1,109 | $83,479 |
| 2050 | $5,816 | $12,995 | $82,363 |
| January 2051 | $452 | $1,115 | $82,363 |
| February 2051 | $446 | $1,121 | $81,242 |
| March 2051 | $440 | $1,127 | $80,114 |
| April 2051 | $434 | $1,134 | $78,981 |
| May 2051 | $428 | $1,140 | $77,841 |
| June 2051 | $422 | $1,146 | $76,695 |
| July 2051 | $415 | $1,152 | $75,543 |
| August 2051 | $409 | $1,158 | $74,385 |
| September 2051 | $403 | $1,165 | $73,220 |
| October 2051 | $397 | $1,171 | $72,049 |
| November 2051 | $390 | $1,177 | $70,872 |
| December 2051 | $384 | $1,184 | $69,688 |
| 2051 | $4,945 | $13,865 | $68,498 |
| January 2052 | $377 | $1,190 | $68,498 |
| February 2052 | $371 | $1,196 | $67,302 |
| March 2052 | $365 | $1,203 | $66,099 |
| April 2052 | $358 | $1,209 | $64,889 |
| May 2052 | $351 | $1,216 | $63,673 |
| June 2052 | $345 | $1,223 | $62,451 |
| July 2052 | $338 | $1,229 | $61,221 |
| August 2052 | $332 | $1,236 | $59,985 |
| September 2052 | $325 | $1,243 | $58,743 |
| October 2052 | $318 | $1,249 | $57,493 |
| November 2052 | $311 | $1,256 | $56,237 |
| December 2052 | $305 | $1,263 | $54,974 |
| 2052 | $4,017 | $14,794 | $53,705 |
| January 2053 | $298 | $1,270 | $53,705 |
| February 2053 | $291 | $1,277 | $52,428 |
| March 2053 | $284 | $1,284 | $51,145 |
| April 2053 | $277 | $1,290 | $49,854 |
| May 2053 | $270 | $1,297 | $48,557 |
| June 2053 | $263 | $1,305 | $47,252 |
| July 2053 | $256 | $1,312 | $45,940 |
| August 2053 | $249 | $1,319 | $44,622 |
| September 2053 | $242 | $1,326 | $43,296 |
| October 2053 | $235 | $1,333 | $41,963 |
| November 2053 | $227 | $1,340 | $40,623 |
| December 2053 | $220 | $1,347 | $39,275 |
| 2053 | $3,026 | $15,784 | $37,920 |
| January 2054 | $213 | $1,355 | $37,920 |
| February 2054 | $205 | $1,362 | $36,558 |
| March 2054 | $198 | $1,370 | $35,189 |
| April 2054 | $191 | $1,377 | $33,812 |
| May 2054 | $183 | $1,384 | $32,427 |
| June 2054 | $176 | $1,392 | $31,036 |
| July 2054 | $168 | $1,399 | $29,636 |
| August 2054 | $161 | $1,407 | $28,229 |
| September 2054 | $153 | $1,415 | $26,815 |
| October 2054 | $145 | $1,422 | $25,392 |
| November 2054 | $138 | $1,430 | $23,962 |
| December 2054 | $130 | $1,438 | $22,525 |
| 2054 | $1,969 | $16,841 | $21,079 |
| January 2055 | $122 | $1,446 | $21,079 |
| February 2055 | $114 | $1,453 | $19,626 |
| March 2055 | $106 | $1,461 | $18,164 |
| April 2055 | $98 | $1,469 | $16,695 |
| May 2055 | $90 | $1,477 | $15,218 |
| June 2055 | $82 | $1,485 | $13,733 |
| July 2055 | $74 | $1,493 | $12,240 |
| August 2055 | $66 | $1,501 | $10,739 |
| September 2055 | $58 | $1,509 | $9,229 |
| October 2055 | $50 | $1,518 | $7,712 |
| November 2055 | $42 | $1,526 | $6,186 |
| December 2055 | $34 | $1,534 | $4,652 |
| 2055 | $841 | $17,969 | $3,110 |
| January 2056 | $25 | $1,542 | $3,110 |
| February 2056 | $17 | $1,551 | $1,559 |
| March 2056 | $8 | $1,559 | $0 |
| 2056 | $25 | $3,110 | $0 |
Savannah, GA Mortgage Overview
The average home in Savannah costs around $310,000. With a 20% down payment of $62,000, you would need a loan of $248,000.
Savannah homeowners pay a property tax rate of approximately 0.95%, which translates to about $2,945 per year on the average home. Annual homeowners insurance in Savannah averages around $2,500.
What Affects Your Savannah Mortgage Payment?
Your monthly PITI payment in Savannah includes four components:
- Principal — the portion that reduces your loan balance
- Interest — the cost of borrowing, based on your rate and remaining balance
- Taxes — Savannah’s property taxes average 0.95%, higher than the Georgia state average of 0.92%
- Insurance — homeowners insurance in Savannah averages $2,500/year
Tips for Savannah Home Buyers
- Compare rates from multiple Savannah lenders — even a 0.25% rate difference can save tens of thousands over the life of your loan
- Check your credit score before applying — a higher score means better rates
- Consider bi-weekly payments — paying every two weeks instead of monthly can shave years off your mortgage
- Factor in PMI — if your down payment is less than 20%, you’ll pay Private Mortgage Insurance until you reach 80% loan-to-value
- Look at Savannah first-time buyer programs — many Georgia cities offer down payment assistance or reduced rates for first-time buyers
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