Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
Hawaii Mortgage Calculator
Calculate your estimated mortgage payment for a home in Hawaii. Pre-filled with Hawaii's average home price of $835,000, property tax rate of 0.28%, and typical insurance costs.
$835,000
Avg. Home Price
0.28%
Property Tax Rate
$1,200
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
Hawaii Mortgage at a Glance
| Average home price | $835,000 |
| Property tax rate | 0.28% ($2,338/year) |
| Average insurance | $1,200/year |
| Est. monthly PITI | $4,517 (20% down, 6.5%) |
| Total interest (30yr) | $851,997 |
| Income needed (28% rule) | $193,588/year |
Hawaii has the lowest property tax rate in the nation at 0.28%, but the highest median home prices, making the overall cost of homeownership among the highest.
Hawaii Cities
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