Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
Boise, ID Mortgage Calculator
Calculate your estimated mortgage payment for a home in Boise, ID. Pre-filled with local averages.
$445,000
Avg. Home Price
0.67%
Property Tax Rate
$1,400
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
Boise, ID Mortgage at a Glance
| Average home price | $445,000 ($25,000 above the Idaho state average) |
| Property tax rate | 0.67% ($2,982/year) — higher than Idaho’s 0.63% average |
| Average insurance | $1,400/year |
| Est. monthly PITI | $2,615 (20% down, 6.5%) |
| Total interest (30yr) | $454,058 |
| Income needed (28% rule) | $112,086/year |
Idaho mortgage calculator | How much house can I afford? | Property taxes by state
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