Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
Kentucky Mortgage Calculator
Calculate your estimated mortgage payment for a home in Kentucky. Pre-filled with Kentucky's average home price of $200,000, property tax rate of 0.86%, and typical insurance costs.
$200,000
Avg. Home Price
0.86%
Property Tax Rate
$1,900
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
Kentucky Mortgage at a Glance
| Average home price | $200,000 |
| Property tax rate | 0.86% ($1,720/year) |
| Average insurance | $1,900/year |
| Est. monthly PITI | $1,313 (20% down, 6.5%) |
| Total interest (30yr) | $204,071 |
| Income needed (28% rule) | $56,270/year |
Kentucky offers low property taxes and affordable home prices, with Louisville and Lexington providing urban amenities at a fraction of coastal city costs.
Kentucky Cities
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