Mortgage Calculator PITI

Billings, MT Mortgage Calculator

Calculate your estimated mortgage payment for a home in Billings, MT. Pre-filled with Billings's average home price of $340,000, local property tax rate of 0.88%, and typical insurance costs.

$340,000
Avg. Home Price
0.88%
Property Tax Rate
$1,650
Avg. Annual Insurance
-
Est. Monthly Payment (PITI)
$
$
%
Years
$
$
%
Calculate
Reset
$2,106.06
? Monthly payment PITI with taxes & insurance included
$1,053.03
? Bi-weekly payment PITI if paid every other week
March 2056
? The date of the last payment
December 2052
? The date of the last bi-weekly payment
$346,921.01
? Total interest paid
$276,663.43
? Total interest paid if bi-weekly payments made
$249.33
? Monthly property tax paid (included in above PITI payment)
$137.50
? Monthly Home Insurance paid (included in above PITI payment)

PaymentInterestPrincipalBalance
April 2026$1,473$246$271,754
May 2026$1,472$247$271,507
June 2026$1,471$249$271,258
July 2026$1,469$250$271,008
August 2026$1,468$251$270,757
September 2026$1,467$253$270,505
October 2026$1,465$254$270,251
November 2026$1,464$255$269,995
December 2026$1,462$257$269,738
2026$14,673$2,520$269,480
January 2027$1,461$258$269,480
February 2027$1,460$260$269,221
March 2027$1,458$261$268,960
April 2027$1,457$262$268,697
May 2027$1,455$264$268,434
June 2027$1,454$265$268,168
July 2027$1,453$267$267,902
August 2027$1,451$268$267,634
September 2027$1,450$270$267,364
October 2027$1,448$271$267,093
November 2027$1,447$272$266,821
December 2027$1,445$274$266,547
2027$17,422$3,209$266,271
January 2028$1,444$275$266,271
February 2028$1,442$277$265,994
March 2028$1,441$278$265,716
April 2028$1,439$280$265,436
May 2028$1,438$281$265,155
June 2028$1,436$283$264,872
July 2028$1,435$285$264,587
August 2028$1,433$286$264,301
September 2028$1,432$288$264,013
October 2028$1,430$289$263,724
November 2028$1,429$291$263,434
December 2028$1,427$292$263,141
2028$17,207$3,424$262,847
January 2029$1,425$294$262,847
February 2029$1,424$295$262,552
March 2029$1,422$297$262,255
April 2029$1,421$299$261,956
May 2029$1,419$300$261,656
June 2029$1,417$302$261,354
July 2029$1,416$304$261,050
August 2029$1,414$305$260,745
September 2029$1,412$307$260,438
October 2029$1,411$309$260,130
November 2029$1,409$310$259,820
December 2029$1,407$312$259,508
2029$16,978$3,653$259,194
January 2030$1,406$314$259,194
February 2030$1,404$315$258,879
March 2030$1,402$317$258,562
April 2030$1,401$319$258,243
May 2030$1,399$320$257,923
June 2030$1,397$322$257,601
July 2030$1,395$324$257,277
August 2030$1,394$326$256,951
September 2030$1,392$327$256,624
October 2030$1,390$329$256,295
November 2030$1,388$331$255,964
December 2030$1,386$333$255,631
2030$16,733$3,898$255,296
January 2031$1,385$335$255,296
February 2031$1,383$336$254,960
March 2031$1,381$338$254,622
April 2031$1,379$340$254,282
May 2031$1,377$342$253,940
June 2031$1,376$344$253,596
July 2031$1,374$346$253,251
August 2031$1,372$347$252,903
September 2031$1,370$349$252,554
October 2031$1,368$351$252,203
November 2031$1,366$353$251,850
December 2031$1,364$355$251,494
2031$16,472$4,159$251,138
January 2032$1,362$357$251,138
February 2032$1,360$359$250,779
March 2032$1,358$361$250,418
April 2032$1,356$363$250,055
May 2032$1,354$365$249,690
June 2032$1,352$367$249,324
July 2032$1,351$369$248,955
August 2032$1,349$371$248,584
September 2032$1,346$373$248,211
October 2032$1,344$375$247,837
November 2032$1,342$377$247,460
December 2032$1,340$379$247,081
2032$16,193$4,437$246,700
January 2033$1,338$381$246,700
February 2033$1,336$383$246,317
March 2033$1,334$385$245,932
April 2033$1,332$387$245,545
May 2033$1,330$389$245,156
June 2033$1,328$391$244,765
July 2033$1,326$393$244,371
August 2033$1,324$396$243,976
September 2033$1,322$398$243,578
October 2033$1,319$400$243,178
November 2033$1,317$402$242,776
December 2033$1,315$404$242,372
2033$15,896$4,735$241,966
January 2034$1,313$406$241,966
February 2034$1,311$409$241,557
March 2034$1,308$411$241,146
April 2034$1,306$413$240,733
May 2034$1,304$415$240,318
June 2034$1,302$418$239,900
July 2034$1,299$420$239,481
August 2034$1,297$422$239,059
September 2034$1,295$424$238,634
October 2034$1,293$427$238,208
November 2034$1,290$429$237,779
December 2034$1,288$431$237,347
2034$15,579$5,052$236,914
January 2035$1,286$434$236,914
February 2035$1,283$436$236,478
March 2035$1,281$438$236,040
April 2035$1,279$441$235,599
May 2035$1,276$443$235,156
June 2035$1,274$445$234,710
July 2035$1,271$448$234,263
August 2035$1,269$450$233,812
September 2035$1,266$453$233,359
October 2035$1,264$455$232,904
November 2035$1,262$458$232,447
December 2035$1,259$460$231,986
2035$15,241$5,390$231,524
January 2036$1,257$463$231,524
February 2036$1,254$465$231,059
March 2036$1,252$468$230,591
April 2036$1,249$470$230,121
May 2036$1,246$473$229,648
June 2036$1,244$475$229,173
July 2036$1,241$478$228,695
August 2036$1,239$480$228,215
September 2036$1,236$483$227,731
October 2036$1,234$486$227,246
November 2036$1,231$488$226,757
December 2036$1,228$491$226,266
2036$14,880$5,751$225,773
January 2037$1,226$494$225,773
February 2037$1,223$496$225,277
March 2037$1,220$499$224,778
April 2037$1,218$502$224,276
May 2037$1,215$504$223,772
June 2037$1,212$507$223,264
July 2037$1,209$510$222,755
August 2037$1,207$513$222,242
September 2037$1,204$515$221,726
October 2037$1,201$518$221,208
November 2037$1,198$521$220,687
December 2037$1,195$524$220,163
2037$14,495$6,136$219,637
January 2038$1,193$527$219,637
February 2038$1,190$530$219,107
March 2038$1,187$532$218,575
April 2038$1,184$535$218,040
May 2038$1,181$538$217,501
June 2038$1,178$541$216,960
July 2038$1,175$544$216,416
August 2038$1,172$547$215,869
September 2038$1,169$550$215,319
October 2038$1,166$553$214,766
November 2038$1,163$556$214,211
December 2038$1,160$559$213,652
2038$14,084$6,547$213,090
January 2039$1,157$562$213,090
February 2039$1,154$565$212,525
March 2039$1,151$568$211,957
April 2039$1,148$571$211,386
May 2039$1,145$574$210,811
June 2039$1,142$577$210,234
July 2039$1,139$580$209,654
August 2039$1,136$584$209,070
September 2039$1,132$587$208,483
October 2039$1,129$590$207,893
November 2039$1,126$593$207,300
December 2039$1,123$596$206,704
2039$13,645$6,986$206,104
January 2040$1,120$600$206,104
February 2040$1,116$603$205,501
March 2040$1,113$606$204,895
April 2040$1,110$609$204,286
May 2040$1,107$613$203,673
June 2040$1,103$616$203,057
July 2040$1,100$619$202,438
August 2040$1,097$623$201,815
September 2040$1,093$626$201,189
October 2040$1,090$629$200,560
November 2040$1,086$633$199,927
December 2040$1,083$636$199,290
2040$13,177$7,453$198,651
January 2041$1,079$640$198,651
February 2041$1,076$643$198,008
March 2041$1,073$647$197,361
April 2041$1,069$650$196,711
May 2041$1,066$654$196,057
June 2041$1,062$657$195,400
July 2041$1,058$661$194,739
August 2041$1,055$664$194,075
September 2041$1,051$668$193,407
October 2041$1,048$672$192,735
November 2041$1,044$675$192,060
December 2041$1,040$679$191,381
2041$12,678$7,953$190,698
January 2042$1,037$683$190,698
February 2042$1,033$686$190,012
March 2042$1,029$690$189,322
April 2042$1,025$694$188,628
May 2042$1,022$697$187,931
June 2042$1,018$701$187,229
July 2042$1,014$705$186,524
August 2042$1,010$709$185,815
September 2042$1,007$713$185,103
October 2042$1,003$717$184,386
November 2042$999$720$183,666
December 2042$995$724$182,941
2042$12,146$8,485$182,213
January 2043$991$728$182,213
February 2043$987$732$181,481
March 2043$983$736$180,745
April 2043$979$740$180,004
May 2043$975$744$179,260
June 2043$971$748$178,512
July 2043$967$752$177,760
August 2043$963$756$177,003
September 2043$959$760$176,243
October 2043$955$765$175,478
November 2043$951$769$174,710
December 2043$946$773$173,937
2043$11,577$9,053$173,160
January 2044$942$777$173,160
February 2044$938$781$172,378
March 2044$934$786$171,593
April 2044$929$790$170,803
May 2044$925$794$170,009
June 2044$921$798$169,211
July 2044$917$803$168,408
August 2044$912$807$167,601
September 2044$908$811$166,790
October 2044$903$816$165,974
November 2044$899$820$165,154
December 2044$895$825$164,329
2044$10,971$9,660$163,500
January 2045$890$829$163,500
February 2045$886$834$162,666
March 2045$881$838$161,828
April 2045$877$843$160,986
May 2045$872$847$160,138
June 2045$867$852$159,287
July 2045$863$856$158,430
August 2045$858$861$157,569
September 2045$853$866$156,703
October 2045$849$870$155,833
November 2045$844$875$154,958
December 2045$839$880$154,078
2045$10,324$10,307$153,193
January 2046$835$885$153,193
February 2046$830$889$152,304
March 2046$825$894$151,410
April 2046$820$899$150,510
May 2046$815$904$149,607
June 2046$810$909$148,698
July 2046$805$914$147,784
August 2046$800$919$146,865
September 2046$796$924$145,941
October 2046$791$929$145,013
November 2046$785$934$144,079
December 2046$780$939$143,140
2046$9,634$10,997$142,196
January 2047$775$944$142,196
February 2047$770$949$141,247
March 2047$765$954$140,293
April 2047$760$959$139,334
May 2047$755$964$138,369
June 2047$750$970$137,400
July 2047$744$975$136,425
August 2047$739$980$135,444
September 2047$734$986$134,459
October 2047$728$991$133,468
November 2047$723$996$132,472
December 2047$718$1,002$131,470
2047$8,897$11,733$130,463
January 2048$712$1,007$130,463
February 2048$707$1,013$129,450
March 2048$701$1,018$128,432
April 2048$696$1,024$127,409
May 2048$690$1,029$126,380
June 2048$685$1,035$125,345
July 2048$679$1,040$124,305
August 2048$673$1,046$123,259
September 2048$668$1,052$122,207
October 2048$662$1,057$121,150
November 2048$656$1,063$120,087
December 2048$650$1,069$119,018
2048$8,111$12,519$117,944
January 2049$645$1,075$117,944
February 2049$639$1,080$116,863
March 2049$633$1,086$115,777
April 2049$627$1,092$114,685
May 2049$621$1,098$113,587
June 2049$615$1,104$112,483
July 2049$609$1,110$111,373
August 2049$603$1,116$110,257
September 2049$597$1,122$109,135
October 2049$591$1,128$108,007
November 2049$585$1,134$106,873
December 2049$579$1,140$105,733
2049$7,273$13,358$104,586
January 2050$573$1,147$104,586
February 2050$567$1,153$103,433
March 2050$560$1,159$102,274
April 2050$554$1,165$101,109
May 2050$548$1,172$99,938
June 2050$541$1,178$98,760
July 2050$535$1,184$97,575
August 2050$529$1,191$96,385
September 2050$522$1,197$95,188
October 2050$516$1,204$93,984
November 2050$509$1,210$92,774
December 2050$503$1,217$91,557
2050$6,378$14,252$90,334
January 2051$496$1,223$90,334
February 2051$489$1,230$89,104
March 2051$483$1,237$87,867
April 2051$476$1,243$86,624
May 2051$469$1,250$85,374
June 2051$462$1,257$84,117
July 2051$456$1,264$82,854
August 2051$449$1,270$81,583
September 2051$442$1,277$80,306
October 2051$435$1,284$79,022
November 2051$428$1,291$77,730
December 2051$421$1,298$76,432
2051$5,424$15,207$75,127
January 2052$414$1,305$75,127
February 2052$407$1,312$73,815
March 2052$400$1,319$72,495
April 2052$393$1,327$71,169
May 2052$385$1,334$69,835
June 2052$378$1,341$68,494
July 2052$371$1,348$67,146
August 2052$364$1,356$65,790
September 2052$356$1,363$64,428
October 2052$349$1,370$63,057
November 2052$342$1,378$61,680
December 2052$334$1,385$60,295
2052$4,406$16,225$58,902
January 2053$327$1,393$58,902
February 2053$319$1,400$57,502
March 2053$311$1,408$56,094
April 2053$304$1,415$54,679
May 2053$296$1,423$53,256
June 2053$288$1,431$51,825
July 2053$281$1,439$50,386
August 2053$273$1,446$48,940
September 2053$265$1,454$47,486
October 2053$257$1,462$46,024
November 2053$249$1,470$44,554
December 2053$241$1,478$43,076
2053$3,319$17,312$41,590
January 2054$233$1,486$41,590
February 2054$225$1,494$40,096
March 2054$217$1,502$38,594
April 2054$209$1,510$37,084
May 2054$201$1,518$35,566
June 2054$193$1,527$34,039
July 2054$184$1,535$32,504
August 2054$176$1,543$30,961
September 2054$168$1,552$29,410
October 2054$159$1,560$27,850
November 2054$151$1,568$26,281
December 2054$142$1,577$24,704
2054$2,160$18,471$23,119
January 2055$134$1,585$23,119
February 2055$125$1,594$21,525
March 2055$117$1,603$19,922
April 2055$108$1,611$18,311
May 2055$99$1,620$16,691
June 2055$90$1,629$15,062
July 2055$82$1,638$13,425
August 2055$73$1,647$11,778
September 2055$64$1,655$10,123
October 2055$55$1,664$8,458
November 2055$46$1,673$6,785
December 2055$37$1,682$5,102
2055$922$19,708$3,411
January 2056$28$1,692$3,411
February 2056$18$1,701$1,710
March 2056$9$1,710$0
2056$28$3,411$0

Billings, MT Mortgage Overview

The average home in Billings costs around $340,000. With a 20% down payment of $68,000, you would need a loan of $272,000.

Billings homeowners pay a property tax rate of approximately 0.88%, which translates to about $2,992 per year on the average home. Annual homeowners insurance in Billings averages around $1,650.

What Affects Your Billings Mortgage Payment?

Your monthly PITI payment in Billings includes four components:

Tips for Billings Home Buyers

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