Calculate your estimated mortgage payment for a home in Billings, MT. Pre-filled with Billings's average home price of $340,000, local property tax rate of 0.88%, and typical insurance costs.
| Payment | Interest | Principal | Balance |
|---|
| April 2026 | $1,473 | $246 | $271,754 |
| May 2026 | $1,472 | $247 | $271,507 |
| June 2026 | $1,471 | $249 | $271,258 |
| July 2026 | $1,469 | $250 | $271,008 |
| August 2026 | $1,468 | $251 | $270,757 |
| September 2026 | $1,467 | $253 | $270,505 |
| October 2026 | $1,465 | $254 | $270,251 |
| November 2026 | $1,464 | $255 | $269,995 |
| December 2026 | $1,462 | $257 | $269,738 |
| 2026 | $14,673 | $2,520 | $269,480 |
| January 2027 | $1,461 | $258 | $269,480 |
| February 2027 | $1,460 | $260 | $269,221 |
| March 2027 | $1,458 | $261 | $268,960 |
| April 2027 | $1,457 | $262 | $268,697 |
| May 2027 | $1,455 | $264 | $268,434 |
| June 2027 | $1,454 | $265 | $268,168 |
| July 2027 | $1,453 | $267 | $267,902 |
| August 2027 | $1,451 | $268 | $267,634 |
| September 2027 | $1,450 | $270 | $267,364 |
| October 2027 | $1,448 | $271 | $267,093 |
| November 2027 | $1,447 | $272 | $266,821 |
| December 2027 | $1,445 | $274 | $266,547 |
| 2027 | $17,422 | $3,209 | $266,271 |
| January 2028 | $1,444 | $275 | $266,271 |
| February 2028 | $1,442 | $277 | $265,994 |
| March 2028 | $1,441 | $278 | $265,716 |
| April 2028 | $1,439 | $280 | $265,436 |
| May 2028 | $1,438 | $281 | $265,155 |
| June 2028 | $1,436 | $283 | $264,872 |
| July 2028 | $1,435 | $285 | $264,587 |
| August 2028 | $1,433 | $286 | $264,301 |
| September 2028 | $1,432 | $288 | $264,013 |
| October 2028 | $1,430 | $289 | $263,724 |
| November 2028 | $1,429 | $291 | $263,434 |
| December 2028 | $1,427 | $292 | $263,141 |
| 2028 | $17,207 | $3,424 | $262,847 |
| January 2029 | $1,425 | $294 | $262,847 |
| February 2029 | $1,424 | $295 | $262,552 |
| March 2029 | $1,422 | $297 | $262,255 |
| April 2029 | $1,421 | $299 | $261,956 |
| May 2029 | $1,419 | $300 | $261,656 |
| June 2029 | $1,417 | $302 | $261,354 |
| July 2029 | $1,416 | $304 | $261,050 |
| August 2029 | $1,414 | $305 | $260,745 |
| September 2029 | $1,412 | $307 | $260,438 |
| October 2029 | $1,411 | $309 | $260,130 |
| November 2029 | $1,409 | $310 | $259,820 |
| December 2029 | $1,407 | $312 | $259,508 |
| 2029 | $16,978 | $3,653 | $259,194 |
| January 2030 | $1,406 | $314 | $259,194 |
| February 2030 | $1,404 | $315 | $258,879 |
| March 2030 | $1,402 | $317 | $258,562 |
| April 2030 | $1,401 | $319 | $258,243 |
| May 2030 | $1,399 | $320 | $257,923 |
| June 2030 | $1,397 | $322 | $257,601 |
| July 2030 | $1,395 | $324 | $257,277 |
| August 2030 | $1,394 | $326 | $256,951 |
| September 2030 | $1,392 | $327 | $256,624 |
| October 2030 | $1,390 | $329 | $256,295 |
| November 2030 | $1,388 | $331 | $255,964 |
| December 2030 | $1,386 | $333 | $255,631 |
| 2030 | $16,733 | $3,898 | $255,296 |
| January 2031 | $1,385 | $335 | $255,296 |
| February 2031 | $1,383 | $336 | $254,960 |
| March 2031 | $1,381 | $338 | $254,622 |
| April 2031 | $1,379 | $340 | $254,282 |
| May 2031 | $1,377 | $342 | $253,940 |
| June 2031 | $1,376 | $344 | $253,596 |
| July 2031 | $1,374 | $346 | $253,251 |
| August 2031 | $1,372 | $347 | $252,903 |
| September 2031 | $1,370 | $349 | $252,554 |
| October 2031 | $1,368 | $351 | $252,203 |
| November 2031 | $1,366 | $353 | $251,850 |
| December 2031 | $1,364 | $355 | $251,494 |
| 2031 | $16,472 | $4,159 | $251,138 |
| January 2032 | $1,362 | $357 | $251,138 |
| February 2032 | $1,360 | $359 | $250,779 |
| March 2032 | $1,358 | $361 | $250,418 |
| April 2032 | $1,356 | $363 | $250,055 |
| May 2032 | $1,354 | $365 | $249,690 |
| June 2032 | $1,352 | $367 | $249,324 |
| July 2032 | $1,351 | $369 | $248,955 |
| August 2032 | $1,349 | $371 | $248,584 |
| September 2032 | $1,346 | $373 | $248,211 |
| October 2032 | $1,344 | $375 | $247,837 |
| November 2032 | $1,342 | $377 | $247,460 |
| December 2032 | $1,340 | $379 | $247,081 |
| 2032 | $16,193 | $4,437 | $246,700 |
| January 2033 | $1,338 | $381 | $246,700 |
| February 2033 | $1,336 | $383 | $246,317 |
| March 2033 | $1,334 | $385 | $245,932 |
| April 2033 | $1,332 | $387 | $245,545 |
| May 2033 | $1,330 | $389 | $245,156 |
| June 2033 | $1,328 | $391 | $244,765 |
| July 2033 | $1,326 | $393 | $244,371 |
| August 2033 | $1,324 | $396 | $243,976 |
| September 2033 | $1,322 | $398 | $243,578 |
| October 2033 | $1,319 | $400 | $243,178 |
| November 2033 | $1,317 | $402 | $242,776 |
| December 2033 | $1,315 | $404 | $242,372 |
| 2033 | $15,896 | $4,735 | $241,966 |
| January 2034 | $1,313 | $406 | $241,966 |
| February 2034 | $1,311 | $409 | $241,557 |
| March 2034 | $1,308 | $411 | $241,146 |
| April 2034 | $1,306 | $413 | $240,733 |
| May 2034 | $1,304 | $415 | $240,318 |
| June 2034 | $1,302 | $418 | $239,900 |
| July 2034 | $1,299 | $420 | $239,481 |
| August 2034 | $1,297 | $422 | $239,059 |
| September 2034 | $1,295 | $424 | $238,634 |
| October 2034 | $1,293 | $427 | $238,208 |
| November 2034 | $1,290 | $429 | $237,779 |
| December 2034 | $1,288 | $431 | $237,347 |
| 2034 | $15,579 | $5,052 | $236,914 |
| January 2035 | $1,286 | $434 | $236,914 |
| February 2035 | $1,283 | $436 | $236,478 |
| March 2035 | $1,281 | $438 | $236,040 |
| April 2035 | $1,279 | $441 | $235,599 |
| May 2035 | $1,276 | $443 | $235,156 |
| June 2035 | $1,274 | $445 | $234,710 |
| July 2035 | $1,271 | $448 | $234,263 |
| August 2035 | $1,269 | $450 | $233,812 |
| September 2035 | $1,266 | $453 | $233,359 |
| October 2035 | $1,264 | $455 | $232,904 |
| November 2035 | $1,262 | $458 | $232,447 |
| December 2035 | $1,259 | $460 | $231,986 |
| 2035 | $15,241 | $5,390 | $231,524 |
| January 2036 | $1,257 | $463 | $231,524 |
| February 2036 | $1,254 | $465 | $231,059 |
| March 2036 | $1,252 | $468 | $230,591 |
| April 2036 | $1,249 | $470 | $230,121 |
| May 2036 | $1,246 | $473 | $229,648 |
| June 2036 | $1,244 | $475 | $229,173 |
| July 2036 | $1,241 | $478 | $228,695 |
| August 2036 | $1,239 | $480 | $228,215 |
| September 2036 | $1,236 | $483 | $227,731 |
| October 2036 | $1,234 | $486 | $227,246 |
| November 2036 | $1,231 | $488 | $226,757 |
| December 2036 | $1,228 | $491 | $226,266 |
| 2036 | $14,880 | $5,751 | $225,773 |
| January 2037 | $1,226 | $494 | $225,773 |
| February 2037 | $1,223 | $496 | $225,277 |
| March 2037 | $1,220 | $499 | $224,778 |
| April 2037 | $1,218 | $502 | $224,276 |
| May 2037 | $1,215 | $504 | $223,772 |
| June 2037 | $1,212 | $507 | $223,264 |
| July 2037 | $1,209 | $510 | $222,755 |
| August 2037 | $1,207 | $513 | $222,242 |
| September 2037 | $1,204 | $515 | $221,726 |
| October 2037 | $1,201 | $518 | $221,208 |
| November 2037 | $1,198 | $521 | $220,687 |
| December 2037 | $1,195 | $524 | $220,163 |
| 2037 | $14,495 | $6,136 | $219,637 |
| January 2038 | $1,193 | $527 | $219,637 |
| February 2038 | $1,190 | $530 | $219,107 |
| March 2038 | $1,187 | $532 | $218,575 |
| April 2038 | $1,184 | $535 | $218,040 |
| May 2038 | $1,181 | $538 | $217,501 |
| June 2038 | $1,178 | $541 | $216,960 |
| July 2038 | $1,175 | $544 | $216,416 |
| August 2038 | $1,172 | $547 | $215,869 |
| September 2038 | $1,169 | $550 | $215,319 |
| October 2038 | $1,166 | $553 | $214,766 |
| November 2038 | $1,163 | $556 | $214,211 |
| December 2038 | $1,160 | $559 | $213,652 |
| 2038 | $14,084 | $6,547 | $213,090 |
| January 2039 | $1,157 | $562 | $213,090 |
| February 2039 | $1,154 | $565 | $212,525 |
| March 2039 | $1,151 | $568 | $211,957 |
| April 2039 | $1,148 | $571 | $211,386 |
| May 2039 | $1,145 | $574 | $210,811 |
| June 2039 | $1,142 | $577 | $210,234 |
| July 2039 | $1,139 | $580 | $209,654 |
| August 2039 | $1,136 | $584 | $209,070 |
| September 2039 | $1,132 | $587 | $208,483 |
| October 2039 | $1,129 | $590 | $207,893 |
| November 2039 | $1,126 | $593 | $207,300 |
| December 2039 | $1,123 | $596 | $206,704 |
| 2039 | $13,645 | $6,986 | $206,104 |
| January 2040 | $1,120 | $600 | $206,104 |
| February 2040 | $1,116 | $603 | $205,501 |
| March 2040 | $1,113 | $606 | $204,895 |
| April 2040 | $1,110 | $609 | $204,286 |
| May 2040 | $1,107 | $613 | $203,673 |
| June 2040 | $1,103 | $616 | $203,057 |
| July 2040 | $1,100 | $619 | $202,438 |
| August 2040 | $1,097 | $623 | $201,815 |
| September 2040 | $1,093 | $626 | $201,189 |
| October 2040 | $1,090 | $629 | $200,560 |
| November 2040 | $1,086 | $633 | $199,927 |
| December 2040 | $1,083 | $636 | $199,290 |
| 2040 | $13,177 | $7,453 | $198,651 |
| January 2041 | $1,079 | $640 | $198,651 |
| February 2041 | $1,076 | $643 | $198,008 |
| March 2041 | $1,073 | $647 | $197,361 |
| April 2041 | $1,069 | $650 | $196,711 |
| May 2041 | $1,066 | $654 | $196,057 |
| June 2041 | $1,062 | $657 | $195,400 |
| July 2041 | $1,058 | $661 | $194,739 |
| August 2041 | $1,055 | $664 | $194,075 |
| September 2041 | $1,051 | $668 | $193,407 |
| October 2041 | $1,048 | $672 | $192,735 |
| November 2041 | $1,044 | $675 | $192,060 |
| December 2041 | $1,040 | $679 | $191,381 |
| 2041 | $12,678 | $7,953 | $190,698 |
| January 2042 | $1,037 | $683 | $190,698 |
| February 2042 | $1,033 | $686 | $190,012 |
| March 2042 | $1,029 | $690 | $189,322 |
| April 2042 | $1,025 | $694 | $188,628 |
| May 2042 | $1,022 | $697 | $187,931 |
| June 2042 | $1,018 | $701 | $187,229 |
| July 2042 | $1,014 | $705 | $186,524 |
| August 2042 | $1,010 | $709 | $185,815 |
| September 2042 | $1,007 | $713 | $185,103 |
| October 2042 | $1,003 | $717 | $184,386 |
| November 2042 | $999 | $720 | $183,666 |
| December 2042 | $995 | $724 | $182,941 |
| 2042 | $12,146 | $8,485 | $182,213 |
| January 2043 | $991 | $728 | $182,213 |
| February 2043 | $987 | $732 | $181,481 |
| March 2043 | $983 | $736 | $180,745 |
| April 2043 | $979 | $740 | $180,004 |
| May 2043 | $975 | $744 | $179,260 |
| June 2043 | $971 | $748 | $178,512 |
| July 2043 | $967 | $752 | $177,760 |
| August 2043 | $963 | $756 | $177,003 |
| September 2043 | $959 | $760 | $176,243 |
| October 2043 | $955 | $765 | $175,478 |
| November 2043 | $951 | $769 | $174,710 |
| December 2043 | $946 | $773 | $173,937 |
| 2043 | $11,577 | $9,053 | $173,160 |
| January 2044 | $942 | $777 | $173,160 |
| February 2044 | $938 | $781 | $172,378 |
| March 2044 | $934 | $786 | $171,593 |
| April 2044 | $929 | $790 | $170,803 |
| May 2044 | $925 | $794 | $170,009 |
| June 2044 | $921 | $798 | $169,211 |
| July 2044 | $917 | $803 | $168,408 |
| August 2044 | $912 | $807 | $167,601 |
| September 2044 | $908 | $811 | $166,790 |
| October 2044 | $903 | $816 | $165,974 |
| November 2044 | $899 | $820 | $165,154 |
| December 2044 | $895 | $825 | $164,329 |
| 2044 | $10,971 | $9,660 | $163,500 |
| January 2045 | $890 | $829 | $163,500 |
| February 2045 | $886 | $834 | $162,666 |
| March 2045 | $881 | $838 | $161,828 |
| April 2045 | $877 | $843 | $160,986 |
| May 2045 | $872 | $847 | $160,138 |
| June 2045 | $867 | $852 | $159,287 |
| July 2045 | $863 | $856 | $158,430 |
| August 2045 | $858 | $861 | $157,569 |
| September 2045 | $853 | $866 | $156,703 |
| October 2045 | $849 | $870 | $155,833 |
| November 2045 | $844 | $875 | $154,958 |
| December 2045 | $839 | $880 | $154,078 |
| 2045 | $10,324 | $10,307 | $153,193 |
| January 2046 | $835 | $885 | $153,193 |
| February 2046 | $830 | $889 | $152,304 |
| March 2046 | $825 | $894 | $151,410 |
| April 2046 | $820 | $899 | $150,510 |
| May 2046 | $815 | $904 | $149,607 |
| June 2046 | $810 | $909 | $148,698 |
| July 2046 | $805 | $914 | $147,784 |
| August 2046 | $800 | $919 | $146,865 |
| September 2046 | $796 | $924 | $145,941 |
| October 2046 | $791 | $929 | $145,013 |
| November 2046 | $785 | $934 | $144,079 |
| December 2046 | $780 | $939 | $143,140 |
| 2046 | $9,634 | $10,997 | $142,196 |
| January 2047 | $775 | $944 | $142,196 |
| February 2047 | $770 | $949 | $141,247 |
| March 2047 | $765 | $954 | $140,293 |
| April 2047 | $760 | $959 | $139,334 |
| May 2047 | $755 | $964 | $138,369 |
| June 2047 | $750 | $970 | $137,400 |
| July 2047 | $744 | $975 | $136,425 |
| August 2047 | $739 | $980 | $135,444 |
| September 2047 | $734 | $986 | $134,459 |
| October 2047 | $728 | $991 | $133,468 |
| November 2047 | $723 | $996 | $132,472 |
| December 2047 | $718 | $1,002 | $131,470 |
| 2047 | $8,897 | $11,733 | $130,463 |
| January 2048 | $712 | $1,007 | $130,463 |
| February 2048 | $707 | $1,013 | $129,450 |
| March 2048 | $701 | $1,018 | $128,432 |
| April 2048 | $696 | $1,024 | $127,409 |
| May 2048 | $690 | $1,029 | $126,380 |
| June 2048 | $685 | $1,035 | $125,345 |
| July 2048 | $679 | $1,040 | $124,305 |
| August 2048 | $673 | $1,046 | $123,259 |
| September 2048 | $668 | $1,052 | $122,207 |
| October 2048 | $662 | $1,057 | $121,150 |
| November 2048 | $656 | $1,063 | $120,087 |
| December 2048 | $650 | $1,069 | $119,018 |
| 2048 | $8,111 | $12,519 | $117,944 |
| January 2049 | $645 | $1,075 | $117,944 |
| February 2049 | $639 | $1,080 | $116,863 |
| March 2049 | $633 | $1,086 | $115,777 |
| April 2049 | $627 | $1,092 | $114,685 |
| May 2049 | $621 | $1,098 | $113,587 |
| June 2049 | $615 | $1,104 | $112,483 |
| July 2049 | $609 | $1,110 | $111,373 |
| August 2049 | $603 | $1,116 | $110,257 |
| September 2049 | $597 | $1,122 | $109,135 |
| October 2049 | $591 | $1,128 | $108,007 |
| November 2049 | $585 | $1,134 | $106,873 |
| December 2049 | $579 | $1,140 | $105,733 |
| 2049 | $7,273 | $13,358 | $104,586 |
| January 2050 | $573 | $1,147 | $104,586 |
| February 2050 | $567 | $1,153 | $103,433 |
| March 2050 | $560 | $1,159 | $102,274 |
| April 2050 | $554 | $1,165 | $101,109 |
| May 2050 | $548 | $1,172 | $99,938 |
| June 2050 | $541 | $1,178 | $98,760 |
| July 2050 | $535 | $1,184 | $97,575 |
| August 2050 | $529 | $1,191 | $96,385 |
| September 2050 | $522 | $1,197 | $95,188 |
| October 2050 | $516 | $1,204 | $93,984 |
| November 2050 | $509 | $1,210 | $92,774 |
| December 2050 | $503 | $1,217 | $91,557 |
| 2050 | $6,378 | $14,252 | $90,334 |
| January 2051 | $496 | $1,223 | $90,334 |
| February 2051 | $489 | $1,230 | $89,104 |
| March 2051 | $483 | $1,237 | $87,867 |
| April 2051 | $476 | $1,243 | $86,624 |
| May 2051 | $469 | $1,250 | $85,374 |
| June 2051 | $462 | $1,257 | $84,117 |
| July 2051 | $456 | $1,264 | $82,854 |
| August 2051 | $449 | $1,270 | $81,583 |
| September 2051 | $442 | $1,277 | $80,306 |
| October 2051 | $435 | $1,284 | $79,022 |
| November 2051 | $428 | $1,291 | $77,730 |
| December 2051 | $421 | $1,298 | $76,432 |
| 2051 | $5,424 | $15,207 | $75,127 |
| January 2052 | $414 | $1,305 | $75,127 |
| February 2052 | $407 | $1,312 | $73,815 |
| March 2052 | $400 | $1,319 | $72,495 |
| April 2052 | $393 | $1,327 | $71,169 |
| May 2052 | $385 | $1,334 | $69,835 |
| June 2052 | $378 | $1,341 | $68,494 |
| July 2052 | $371 | $1,348 | $67,146 |
| August 2052 | $364 | $1,356 | $65,790 |
| September 2052 | $356 | $1,363 | $64,428 |
| October 2052 | $349 | $1,370 | $63,057 |
| November 2052 | $342 | $1,378 | $61,680 |
| December 2052 | $334 | $1,385 | $60,295 |
| 2052 | $4,406 | $16,225 | $58,902 |
| January 2053 | $327 | $1,393 | $58,902 |
| February 2053 | $319 | $1,400 | $57,502 |
| March 2053 | $311 | $1,408 | $56,094 |
| April 2053 | $304 | $1,415 | $54,679 |
| May 2053 | $296 | $1,423 | $53,256 |
| June 2053 | $288 | $1,431 | $51,825 |
| July 2053 | $281 | $1,439 | $50,386 |
| August 2053 | $273 | $1,446 | $48,940 |
| September 2053 | $265 | $1,454 | $47,486 |
| October 2053 | $257 | $1,462 | $46,024 |
| November 2053 | $249 | $1,470 | $44,554 |
| December 2053 | $241 | $1,478 | $43,076 |
| 2053 | $3,319 | $17,312 | $41,590 |
| January 2054 | $233 | $1,486 | $41,590 |
| February 2054 | $225 | $1,494 | $40,096 |
| March 2054 | $217 | $1,502 | $38,594 |
| April 2054 | $209 | $1,510 | $37,084 |
| May 2054 | $201 | $1,518 | $35,566 |
| June 2054 | $193 | $1,527 | $34,039 |
| July 2054 | $184 | $1,535 | $32,504 |
| August 2054 | $176 | $1,543 | $30,961 |
| September 2054 | $168 | $1,552 | $29,410 |
| October 2054 | $159 | $1,560 | $27,850 |
| November 2054 | $151 | $1,568 | $26,281 |
| December 2054 | $142 | $1,577 | $24,704 |
| 2054 | $2,160 | $18,471 | $23,119 |
| January 2055 | $134 | $1,585 | $23,119 |
| February 2055 | $125 | $1,594 | $21,525 |
| March 2055 | $117 | $1,603 | $19,922 |
| April 2055 | $108 | $1,611 | $18,311 |
| May 2055 | $99 | $1,620 | $16,691 |
| June 2055 | $90 | $1,629 | $15,062 |
| July 2055 | $82 | $1,638 | $13,425 |
| August 2055 | $73 | $1,647 | $11,778 |
| September 2055 | $64 | $1,655 | $10,123 |
| October 2055 | $55 | $1,664 | $8,458 |
| November 2055 | $46 | $1,673 | $6,785 |
| December 2055 | $37 | $1,682 | $5,102 |
| 2055 | $922 | $19,708 | $3,411 |
| January 2056 | $28 | $1,692 | $3,411 |
| February 2056 | $18 | $1,701 | $1,710 |
| March 2056 | $9 | $1,710 | $0 |
| 2056 | $28 | $3,411 | $0 |
The average home in Billings costs around $340,000. With a 20% down payment of $68,000, you would need a loan of $272,000.
Billings homeowners pay a property tax rate of approximately 0.88%, which translates to about $2,992 per year on the average home. Annual homeowners insurance in Billings averages around $1,650.
Your monthly PITI payment in Billings includes four components: