Calculate your estimated mortgage payment for a home in Fargo, ND. Pre-filled with local averages.
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| Average home price | $275,000 ($35,000 above the North Dakota state average) |
| Property tax rate | 1.02% ($2,805/year) — higher than North Dakota’s 0.98% average |
| Average insurance | $1,900/year |
| Est. monthly PITI | $1,783 (20% down, 6.5%) |
| Total interest (30yr) | $280,598 |
| Income needed (28% rule) | $76,399/year |
North Dakota mortgage calculator | How much house can I afford? | Property taxes by state