Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
Ohio Mortgage Calculator
Calculate your estimated mortgage payment for a home in Ohio. Pre-filled with Ohio's average home price of $210,000, property tax rate of 1.56%, and typical insurance costs.
$210,000
Avg. Home Price
1.56%
Property Tax Rate
$1,300
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
Ohio Mortgage at a Glance
| Average home price | $210,000 |
| Property tax rate | 1.56% ($3,276/year) |
| Average insurance | $1,300/year |
| Est. monthly PITI | $1,443 (20% down, 6.5%) |
| Total interest (30yr) | $214,275 |
| Income needed (28% rule) | $61,852/year |
Ohio’s housing is among the most affordable in the US, but property taxes are above average at 1.56% — Cleveland’s effective rate exceeds 2%.
Ohio Cities
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