Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
South Carolina Mortgage Calculator
Calculate your estimated mortgage payment for a home in South Carolina. Pre-filled with South Carolina's average home price of $300,000, property tax rate of 0.57%, and typical insurance costs.
$300,000
Avg. Home Price
0.57%
Property Tax Rate
$2,100
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
South Carolina Mortgage at a Glance
| Average home price | $300,000 |
| Property tax rate | 0.57% ($1,710/year) |
| Average insurance | $2,100/year |
| Est. monthly PITI | $1,834 (20% down, 6.5%) |
| Total interest (30yr) | $306,107 |
| Income needed (28% rule) | $78,620/year |
South Carolina’s low property taxes (0.57%) and growing cities like Charleston and Greenville make it popular with retirees and remote workers.
South Carolina Cities
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