Greenville, SC Mortgage Calculator
Calculate your estimated mortgage payment for a home in Greenville, SC. Pre-filled with Greenville's average home price of $290,000, local property tax rate of 0.58%, and typical insurance costs.
$290,000
Avg. Home Price
0.58%
Property Tax Rate
$1,800
Avg. Annual Insurance
-
Est. Monthly Payment (PITI)
$1,756.56
? Monthly payment PITI with taxes & insurance included
$878.28
? Bi-weekly payment PITI if paid every other week
March 2056
? The date of the last payment
December 2052
? The date of the last bi-weekly payment
$295,903.21
? Total interest paid
$235,977.63
? Total interest paid if bi-weekly payments made
$140.17
? Monthly property tax paid (included in above PITI payment)
$150
? Monthly Home Insurance paid (included in above PITI payment)
| Payment | Interest | Principal | Balance |
|---|
| April 2026 | $1,257 | $210 | $231,790 |
| May 2026 | $1,256 | $211 | $231,579 |
| June 2026 | $1,254 | $212 | $231,367 |
| July 2026 | $1,253 | $213 | $231,154 |
| August 2026 | $1,252 | $214 | $230,940 |
| September 2026 | $1,251 | $215 | $230,724 |
| October 2026 | $1,250 | $217 | $230,508 |
| November 2026 | $1,249 | $218 | $230,290 |
| December 2026 | $1,247 | $219 | $230,071 |
| 2026 | $12,515 | $2,149 | $229,851 |
| January 2027 | $1,246 | $220 | $229,851 |
| February 2027 | $1,245 | $221 | $229,629 |
| March 2027 | $1,244 | $223 | $229,407 |
| April 2027 | $1,243 | $224 | $229,183 |
| May 2027 | $1,241 | $225 | $228,958 |
| June 2027 | $1,240 | $226 | $228,732 |
| July 2027 | $1,239 | $227 | $228,504 |
| August 2027 | $1,238 | $229 | $228,276 |
| September 2027 | $1,236 | $230 | $228,046 |
| October 2027 | $1,235 | $231 | $227,815 |
| November 2027 | $1,234 | $232 | $227,582 |
| December 2027 | $1,233 | $234 | $227,349 |
| 2027 | $14,860 | $2,737 | $227,114 |
| January 2028 | $1,231 | $235 | $227,114 |
| February 2028 | $1,230 | $236 | $226,878 |
| March 2028 | $1,229 | $237 | $226,640 |
| April 2028 | $1,228 | $239 | $226,401 |
| May 2028 | $1,226 | $240 | $226,161 |
| June 2028 | $1,225 | $241 | $225,920 |
| July 2028 | $1,224 | $243 | $225,677 |
| August 2028 | $1,222 | $244 | $225,433 |
| September 2028 | $1,221 | $245 | $225,188 |
| October 2028 | $1,220 | $247 | $224,941 |
| November 2028 | $1,218 | $248 | $224,693 |
| December 2028 | $1,217 | $249 | $224,444 |
| 2028 | $14,676 | $2,920 | $224,193 |
| January 2029 | $1,216 | $251 | $224,193 |
| February 2029 | $1,214 | $252 | $223,941 |
| March 2029 | $1,213 | $253 | $223,688 |
| April 2029 | $1,212 | $255 | $223,433 |
| May 2029 | $1,210 | $256 | $223,177 |
| June 2029 | $1,209 | $258 | $222,920 |
| July 2029 | $1,207 | $259 | $222,661 |
| August 2029 | $1,206 | $260 | $222,400 |
| September 2029 | $1,205 | $262 | $222,139 |
| October 2029 | $1,203 | $263 | $221,875 |
| November 2029 | $1,202 | $265 | $221,611 |
| December 2029 | $1,200 | $266 | $221,345 |
| 2029 | $14,481 | $3,116 | $221,077 |
| January 2030 | $1,199 | $267 | $221,077 |
| February 2030 | $1,198 | $269 | $220,809 |
| March 2030 | $1,196 | $270 | $220,538 |
| April 2030 | $1,195 | $272 | $220,266 |
| May 2030 | $1,193 | $273 | $219,993 |
| June 2030 | $1,192 | $275 | $219,718 |
| July 2030 | $1,190 | $276 | $219,442 |
| August 2030 | $1,189 | $278 | $219,164 |
| September 2030 | $1,187 | $279 | $218,885 |
| October 2030 | $1,186 | $281 | $218,604 |
| November 2030 | $1,184 | $282 | $218,322 |
| December 2030 | $1,183 | $284 | $218,038 |
| 2030 | $14,272 | $3,325 | $217,753 |
| January 2031 | $1,181 | $285 | $217,753 |
| February 2031 | $1,179 | $287 | $217,466 |
| March 2031 | $1,178 | $288 | $217,177 |
| April 2031 | $1,176 | $290 | $216,887 |
| May 2031 | $1,175 | $292 | $216,596 |
| June 2031 | $1,173 | $293 | $216,303 |
| July 2031 | $1,172 | $295 | $216,008 |
| August 2031 | $1,170 | $296 | $215,712 |
| September 2031 | $1,168 | $298 | $215,414 |
| October 2031 | $1,167 | $300 | $215,114 |
| November 2031 | $1,165 | $301 | $214,813 |
| December 2031 | $1,164 | $303 | $214,510 |
| 2031 | $14,049 | $3,547 | $214,206 |
| January 2032 | $1,162 | $304 | $214,206 |
| February 2032 | $1,160 | $306 | $213,899 |
| March 2032 | $1,159 | $308 | $213,592 |
| April 2032 | $1,157 | $309 | $213,282 |
| May 2032 | $1,155 | $311 | $212,971 |
| June 2032 | $1,154 | $313 | $212,658 |
| July 2032 | $1,152 | $314 | $212,344 |
| August 2032 | $1,150 | $316 | $212,028 |
| September 2032 | $1,148 | $318 | $211,710 |
| October 2032 | $1,147 | $320 | $211,390 |
| November 2032 | $1,145 | $321 | $211,069 |
| December 2032 | $1,143 | $323 | $210,746 |
| 2032 | $13,812 | $3,785 | $210,421 |
| January 2033 | $1,142 | $325 | $210,421 |
| February 2033 | $1,140 | $327 | $210,094 |
| March 2033 | $1,138 | $328 | $209,766 |
| April 2033 | $1,136 | $330 | $209,436 |
| May 2033 | $1,134 | $332 | $209,104 |
| June 2033 | $1,133 | $334 | $208,770 |
| July 2033 | $1,131 | $336 | $208,434 |
| August 2033 | $1,129 | $337 | $208,097 |
| September 2033 | $1,127 | $339 | $207,758 |
| October 2033 | $1,125 | $341 | $207,417 |
| November 2033 | $1,124 | $343 | $207,074 |
| December 2033 | $1,122 | $345 | $206,729 |
| 2033 | $13,558 | $4,038 | $206,382 |
| January 2034 | $1,120 | $347 | $206,382 |
| February 2034 | $1,118 | $348 | $206,034 |
| March 2034 | $1,116 | $350 | $205,683 |
| April 2034 | $1,114 | $352 | $205,331 |
| May 2034 | $1,112 | $354 | $204,977 |
| June 2034 | $1,110 | $356 | $204,621 |
| July 2034 | $1,108 | $358 | $204,263 |
| August 2034 | $1,106 | $360 | $203,903 |
| September 2034 | $1,104 | $362 | $203,541 |
| October 2034 | $1,103 | $364 | $203,177 |
| November 2034 | $1,101 | $366 | $202,811 |
| December 2034 | $1,099 | $368 | $202,443 |
| 2034 | $13,288 | $4,309 | $202,074 |
| January 2035 | $1,097 | $370 | $202,074 |
| February 2035 | $1,095 | $372 | $201,702 |
| March 2035 | $1,093 | $374 | $201,328 |
| April 2035 | $1,091 | $376 | $200,952 |
| May 2035 | $1,088 | $378 | $200,574 |
| June 2035 | $1,086 | $380 | $200,194 |
| July 2035 | $1,084 | $382 | $199,812 |
| August 2035 | $1,082 | $384 | $199,428 |
| September 2035 | $1,080 | $386 | $199,042 |
| October 2035 | $1,078 | $388 | $198,654 |
| November 2035 | $1,076 | $390 | $198,263 |
| December 2035 | $1,074 | $392 | $197,871 |
| 2035 | $12,999 | $4,597 | $197,476 |
| January 2036 | $1,072 | $395 | $197,476 |
| February 2036 | $1,070 | $397 | $197,079 |
| March 2036 | $1,068 | $399 | $196,681 |
| April 2036 | $1,065 | $401 | $196,280 |
| May 2036 | $1,063 | $403 | $195,876 |
| June 2036 | $1,061 | $405 | $195,471 |
| July 2036 | $1,059 | $408 | $195,063 |
| August 2036 | $1,057 | $410 | $194,654 |
| September 2036 | $1,054 | $412 | $194,242 |
| October 2036 | $1,052 | $414 | $193,827 |
| November 2036 | $1,050 | $417 | $193,411 |
| December 2036 | $1,048 | $419 | $192,992 |
| 2036 | $12,692 | $4,905 | $192,571 |
| January 2037 | $1,045 | $421 | $192,571 |
| February 2037 | $1,043 | $423 | $192,148 |
| March 2037 | $1,041 | $426 | $191,722 |
| April 2037 | $1,038 | $428 | $191,294 |
| May 2037 | $1,036 | $430 | $190,864 |
| June 2037 | $1,034 | $433 | $190,431 |
| July 2037 | $1,032 | $435 | $189,997 |
| August 2037 | $1,029 | $437 | $189,559 |
| September 2037 | $1,027 | $440 | $189,120 |
| October 2037 | $1,024 | $442 | $188,678 |
| November 2037 | $1,022 | $444 | $188,233 |
| December 2037 | $1,020 | $447 | $187,786 |
| 2037 | $12,363 | $5,234 | $187,337 |
| January 2038 | $1,017 | $449 | $187,337 |
| February 2038 | $1,015 | $452 | $186,886 |
| March 2038 | $1,012 | $454 | $186,431 |
| April 2038 | $1,010 | $457 | $185,975 |
| May 2038 | $1,007 | $459 | $185,516 |
| June 2038 | $1,005 | $462 | $185,054 |
| July 2038 | $1,002 | $464 | $184,590 |
| August 2038 | $1,000 | $467 | $184,124 |
| September 2038 | $997 | $469 | $183,655 |
| October 2038 | $995 | $472 | $183,183 |
| November 2038 | $992 | $474 | $182,709 |
| December 2038 | $990 | $477 | $182,232 |
| 2038 | $12,013 | $5,584 | $181,753 |
| January 2039 | $987 | $479 | $181,753 |
| February 2039 | $984 | $482 | $181,271 |
| March 2039 | $982 | $485 | $180,787 |
| April 2039 | $979 | $487 | $180,299 |
| May 2039 | $977 | $490 | $179,810 |
| June 2039 | $974 | $492 | $179,317 |
| July 2039 | $971 | $495 | $178,822 |
| August 2039 | $969 | $498 | $178,324 |
| September 2039 | $966 | $500 | $177,824 |
| October 2039 | $963 | $503 | $177,321 |
| November 2039 | $960 | $506 | $176,815 |
| December 2039 | $958 | $509 | $176,306 |
| 2039 | $11,639 | $5,958 | $175,795 |
| January 2040 | $955 | $511 | $175,795 |
| February 2040 | $952 | $514 | $175,281 |
| March 2040 | $949 | $517 | $174,764 |
| April 2040 | $947 | $520 | $174,244 |
| May 2040 | $944 | $523 | $173,721 |
| June 2040 | $941 | $525 | $173,196 |
| July 2040 | $938 | $528 | $172,668 |
| August 2040 | $935 | $531 | $172,136 |
| September 2040 | $932 | $534 | $171,602 |
| October 2040 | $930 | $537 | $171,066 |
| November 2040 | $927 | $540 | $170,526 |
| December 2040 | $924 | $543 | $169,983 |
| 2040 | $11,239 | $6,357 | $169,437 |
| January 2041 | $921 | $546 | $169,437 |
| February 2041 | $918 | $549 | $168,889 |
| March 2041 | $915 | $552 | $168,337 |
| April 2041 | $912 | $555 | $167,783 |
| May 2041 | $909 | $558 | $167,225 |
| June 2041 | $906 | $561 | $166,664 |
| July 2041 | $903 | $564 | $166,101 |
| August 2041 | $900 | $567 | $165,534 |
| September 2041 | $897 | $570 | $164,964 |
| October 2041 | $894 | $573 | $164,392 |
| November 2041 | $890 | $576 | $163,816 |
| December 2041 | $887 | $579 | $163,237 |
| 2041 | $10,814 | $6,783 | $162,654 |
| January 2042 | $884 | $582 | $162,654 |
| February 2042 | $881 | $585 | $162,069 |
| March 2042 | $878 | $589 | $161,480 |
| April 2042 | $875 | $592 | $160,889 |
| May 2042 | $871 | $595 | $160,294 |
| June 2042 | $868 | $598 | $159,696 |
| July 2042 | $865 | $601 | $159,094 |
| August 2042 | $862 | $605 | $158,490 |
| September 2042 | $858 | $608 | $157,882 |
| October 2042 | $855 | $611 | $157,271 |
| November 2042 | $852 | $615 | $156,656 |
| December 2042 | $849 | $618 | $156,038 |
| 2042 | $10,359 | $7,237 | $155,417 |
| January 2043 | $845 | $621 | $155,417 |
| February 2043 | $842 | $625 | $154,792 |
| March 2043 | $838 | $628 | $154,165 |
| April 2043 | $835 | $631 | $153,533 |
| May 2043 | $832 | $635 | $152,898 |
| June 2043 | $828 | $638 | $152,260 |
| July 2043 | $825 | $642 | $151,619 |
| August 2043 | $821 | $645 | $150,973 |
| September 2043 | $818 | $649 | $150,325 |
| October 2043 | $814 | $652 | $149,673 |
| November 2043 | $811 | $656 | $149,017 |
| December 2043 | $807 | $659 | $148,358 |
| 2043 | $9,875 | $7,722 | $147,695 |
| January 2044 | $804 | $663 | $147,695 |
| February 2044 | $800 | $666 | $147,029 |
| March 2044 | $796 | $670 | $146,359 |
| April 2044 | $793 | $674 | $145,685 |
| May 2044 | $789 | $677 | $145,008 |
| June 2044 | $785 | $681 | $144,327 |
| July 2044 | $782 | $685 | $143,642 |
| August 2044 | $778 | $688 | $142,954 |
| September 2044 | $774 | $692 | $142,262 |
| October 2044 | $771 | $696 | $141,566 |
| November 2044 | $767 | $700 | $140,866 |
| December 2044 | $763 | $703 | $140,163 |
| 2044 | $9,358 | $8,239 | $139,456 |
| January 2045 | $759 | $707 | $139,456 |
| February 2045 | $755 | $711 | $138,745 |
| March 2045 | $752 | $715 | $138,030 |
| April 2045 | $748 | $719 | $137,311 |
| May 2045 | $744 | $723 | $136,589 |
| June 2045 | $740 | $727 | $135,862 |
| July 2045 | $736 | $730 | $135,132 |
| August 2045 | $732 | $734 | $134,397 |
| September 2045 | $728 | $738 | $133,659 |
| October 2045 | $724 | $742 | $132,916 |
| November 2045 | $720 | $746 | $132,170 |
| December 2045 | $716 | $750 | $131,419 |
| 2045 | $8,806 | $8,791 | $130,665 |
| January 2046 | $712 | $755 | $130,665 |
| February 2046 | $708 | $759 | $129,906 |
| March 2046 | $704 | $763 | $129,143 |
| April 2046 | $700 | $767 | $128,377 |
| May 2046 | $695 | $771 | $127,606 |
| June 2046 | $691 | $775 | $126,830 |
| July 2046 | $687 | $779 | $126,051 |
| August 2046 | $683 | $784 | $125,267 |
| September 2046 | $679 | $788 | $124,479 |
| October 2046 | $674 | $792 | $123,687 |
| November 2046 | $670 | $796 | $122,891 |
| December 2046 | $666 | $801 | $122,090 |
| 2046 | $8,217 | $9,380 | $121,285 |
| January 2047 | $661 | $805 | $121,285 |
| February 2047 | $657 | $809 | $120,476 |
| March 2047 | $653 | $814 | $119,662 |
| April 2047 | $648 | $818 | $118,844 |
| May 2047 | $644 | $823 | $118,021 |
| June 2047 | $639 | $827 | $117,194 |
| July 2047 | $635 | $832 | $116,362 |
| August 2047 | $630 | $836 | $115,526 |
| September 2047 | $626 | $841 | $114,685 |
| October 2047 | $621 | $845 | $113,840 |
| November 2047 | $617 | $850 | $112,991 |
| December 2047 | $612 | $854 | $112,136 |
| 2047 | $7,589 | $10,008 | $111,277 |
| January 2048 | $607 | $859 | $111,277 |
| February 2048 | $603 | $864 | $110,414 |
| March 2048 | $598 | $868 | $109,545 |
| April 2048 | $593 | $873 | $108,672 |
| May 2048 | $589 | $878 | $107,794 |
| June 2048 | $584 | $883 | $106,912 |
| July 2048 | $579 | $887 | $106,025 |
| August 2048 | $574 | $892 | $105,133 |
| September 2048 | $569 | $897 | $104,236 |
| October 2048 | $565 | $902 | $103,334 |
| November 2048 | $560 | $907 | $102,427 |
| December 2048 | $555 | $912 | $101,516 |
| 2048 | $6,919 | $10,678 | $100,599 |
| January 2049 | $550 | $917 | $100,599 |
| February 2049 | $545 | $921 | $99,678 |
| March 2049 | $540 | $926 | $98,751 |
| April 2049 | $535 | $931 | $97,820 |
| May 2049 | $530 | $937 | $96,883 |
| June 2049 | $525 | $942 | $95,941 |
| July 2049 | $520 | $947 | $94,995 |
| August 2049 | $515 | $952 | $94,043 |
| September 2049 | $509 | $957 | $93,086 |
| October 2049 | $504 | $962 | $92,124 |
| November 2049 | $499 | $967 | $91,156 |
| December 2049 | $494 | $973 | $90,184 |
| 2049 | $6,203 | $11,393 | $89,206 |
| January 2050 | $488 | $978 | $89,206 |
| February 2050 | $483 | $983 | $88,223 |
| March 2050 | $478 | $989 | $87,234 |
| April 2050 | $473 | $994 | $86,240 |
| May 2050 | $467 | $999 | $85,241 |
| June 2050 | $462 | $1,005 | $84,236 |
| July 2050 | $456 | $1,010 | $83,226 |
| August 2050 | $451 | $1,016 | $82,210 |
| September 2050 | $445 | $1,021 | $81,189 |
| October 2050 | $440 | $1,027 | $80,163 |
| November 2050 | $434 | $1,032 | $79,131 |
| December 2050 | $429 | $1,038 | $78,093 |
| 2050 | $5,440 | $12,156 | $77,049 |
| January 2051 | $423 | $1,043 | $77,049 |
| February 2051 | $417 | $1,049 | $76,000 |
| March 2051 | $412 | $1,055 | $74,946 |
| April 2051 | $406 | $1,060 | $73,885 |
| May 2051 | $400 | $1,066 | $72,819 |
| June 2051 | $394 | $1,072 | $71,747 |
| July 2051 | $389 | $1,078 | $70,669 |
| August 2051 | $383 | $1,084 | $69,586 |
| September 2051 | $377 | $1,089 | $68,496 |
| October 2051 | $371 | $1,095 | $67,401 |
| November 2051 | $365 | $1,101 | $66,300 |
| December 2051 | $359 | $1,107 | $65,192 |
| 2051 | $4,626 | $12,970 | $64,079 |
| January 2052 | $353 | $1,113 | $64,079 |
| February 2052 | $347 | $1,119 | $62,960 |
| March 2052 | $341 | $1,125 | $61,834 |
| April 2052 | $335 | $1,131 | $60,703 |
| May 2052 | $329 | $1,138 | $59,565 |
| June 2052 | $323 | $1,144 | $58,422 |
| July 2052 | $316 | $1,150 | $57,272 |
| August 2052 | $310 | $1,156 | $56,115 |
| September 2052 | $304 | $1,162 | $54,953 |
| October 2052 | $298 | $1,169 | $53,784 |
| November 2052 | $291 | $1,175 | $52,609 |
| December 2052 | $285 | $1,181 | $51,428 |
| 2052 | $3,758 | $13,839 | $50,240 |
| January 2053 | $279 | $1,188 | $50,240 |
| February 2053 | $272 | $1,194 | $49,046 |
| March 2053 | $266 | $1,201 | $47,845 |
| April 2053 | $259 | $1,207 | $46,638 |
| May 2053 | $253 | $1,214 | $45,424 |
| June 2053 | $246 | $1,220 | $44,204 |
| July 2053 | $239 | $1,227 | $42,977 |
| August 2053 | $233 | $1,234 | $41,743 |
| September 2053 | $226 | $1,240 | $40,503 |
| October 2053 | $219 | $1,247 | $39,256 |
| November 2053 | $213 | $1,254 | $38,002 |
| December 2053 | $206 | $1,261 | $36,741 |
| 2053 | $2,831 | $14,766 | $35,474 |
| January 2054 | $199 | $1,267 | $35,474 |
| February 2054 | $192 | $1,274 | $34,200 |
| March 2054 | $185 | $1,281 | $32,919 |
| April 2054 | $178 | $1,288 | $31,630 |
| May 2054 | $171 | $1,295 | $30,335 |
| June 2054 | $164 | $1,302 | $29,033 |
| July 2054 | $157 | $1,309 | $27,724 |
| August 2054 | $150 | $1,316 | $26,408 |
| September 2054 | $143 | $1,323 | $25,085 |
| October 2054 | $136 | $1,331 | $23,754 |
| November 2054 | $129 | $1,338 | $22,416 |
| December 2054 | $121 | $1,345 | $21,071 |
| 2054 | $1,842 | $15,755 | $19,719 |
| January 2055 | $114 | $1,352 | $19,719 |
| February 2055 | $107 | $1,360 | $18,360 |
| March 2055 | $99 | $1,367 | $16,993 |
| April 2055 | $92 | $1,374 | $15,618 |
| May 2055 | $85 | $1,382 | $14,236 |
| June 2055 | $77 | $1,389 | $12,847 |
| July 2055 | $70 | $1,397 | $11,450 |
| August 2055 | $62 | $1,404 | $10,046 |
| September 2055 | $54 | $1,412 | $8,634 |
| October 2055 | $47 | $1,420 | $7,214 |
| November 2055 | $39 | $1,427 | $5,787 |
| December 2055 | $31 | $1,435 | $4,352 |
| 2055 | $787 | $16,810 | $2,909 |
| January 2056 | $24 | $1,443 | $2,909 |
| February 2056 | $16 | $1,451 | $1,458 |
| March 2056 | $8 | $1,458 | $0 |
| 2056 | $24 | $2,909 | $0 |
Greenville, SC Mortgage Overview
The average home in Greenville costs around $290,000. With a 20% down payment of $58,000, you would need a loan of $232,000.
Greenville homeowners pay a property tax rate of approximately 0.58%, which translates to about $1,682 per year on the average home. Annual homeowners insurance in Greenville averages around $1,800.
What Affects Your Greenville Mortgage Payment?
Your monthly PITI payment in Greenville includes four components:
- Principal — the portion that reduces your loan balance
- Interest — the cost of borrowing, based on your rate and remaining balance
- Taxes — Greenville’s property taxes average 0.58%, higher than the South Carolina state average of 0.57%
- Insurance — homeowners insurance in Greenville averages $1,800/year
Tips for Greenville Home Buyers
- Compare rates from multiple Greenville lenders — even a 0.25% rate difference can save tens of thousands over the life of your loan
- Check your credit score before applying — a higher score means better rates
- Consider bi-weekly payments — paying every two weeks instead of monthly can shave years off your mortgage
- Factor in PMI — if your down payment is less than 20%, you’ll pay Private Mortgage Insurance until you reach 80% loan-to-value
- Look at Greenville first-time buyer programs — many South Carolina cities offer down payment assistance or reduced rates for first-time buyers
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