Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
Vermont Mortgage Calculator
Calculate your estimated mortgage payment for a home in Vermont. Pre-filled with Vermont's average home price of $350,000, property tax rate of 1.9%, and typical insurance costs.
$350,000
Avg. Home Price
1.9%
Property Tax Rate
$1,100
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
Vermont Mortgage at a Glance
| Average home price | $350,000 |
| Property tax rate | 1.9% ($6,650/year) |
| Average insurance | $1,100/year |
| Est. monthly PITI | $2,416 (20% down, 6.5%) |
| Total interest (30yr) | $357,125 |
| Income needed (28% rule) | $103,527/year |
Vermont has high property taxes at 1.90% but the lowest insurance costs in the country, and offers a homestead declaration that provides tax adjustments based on income.
Vermont Cities
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