Current Avg. Rates: 6.46% 30-yr fixed|5.77% 15-yr fixed
Source: Freddie Mac Primary Mortgage Market Survey
Source: Freddie Mac Primary Mortgage Market Survey
North Carolina Mortgage Calculator
Calculate your estimated mortgage payment for a home in North Carolina. Pre-filled with North Carolina's average home price of $330,000, property tax rate of 0.82%, and typical insurance costs.
$330,000
Avg. Home Price
0.82%
Property Tax Rate
$1,900
Avg. Annual Insurance
Your Monthly Payment (PITI)
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Principal + Interest + Tax + Insurance
Monthly Breakdown
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Property Tax
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Insurance
Loan Overview
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Total Interest
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Payoff Date
Bi-Weekly Option
? Pay half your monthly payment every two weeks — you'll make 26 half-payments (13 full payments) per year instead of 12
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Bi-Weekly Payment
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Total Interest
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Payoff Date
North Carolina Mortgage at a Glance
| Average home price | $330,000 |
| Property tax rate | 0.82% ($2,706/year) |
| Average insurance | $1,900/year |
| Est. monthly PITI | $2,052 (20% down, 6.5%) |
| Total interest (30yr) | $336,717 |
| Income needed (28% rule) | $87,964/year |
North Carolina’s Research Triangle (Raleigh-Durham) and Charlotte have seen strong growth, but property taxes remain moderate at 0.82%.
North Carolina Cities
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